Navy Federal Business Card
Navy Federal Business Card
Navy Federal Business Card
Card details
Enroll in Visa Extras to earn 1% up to $4k/yr, then 2% after
To join NavyFed, you must be DoD affiliated, a DoD civilian employee or contractor, or have a DoD family member
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00% for first $4,000 /yr then 2.00%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Min APR: 9.90%, Variable
Max APR: 12.90%, Variable
Foreign transaction fee
1%
Recommended credit score
Compare to other cards
 Navy Federal Business Card | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR9.90% - 12.90% Variable | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Cons
Verdict - Best business card out there, with 2% rewards, by far the lowest APR out of any business credit card, and no annual fee. However, to qualify, you must be affiliated with the Department of Defense.
NerdWallet uses the Chase Ink Cash Business card, solely because we don't qualify for this business card. The APR is about as low as it gets, and the card has a great rewards program that pays out 2% after spending $4,000 in a year, and 1% before then. If we manage to hire, marry, or adopt a member of the Department of Defense, we will be switching cards! Please send us any leads in this department.
Don't qualify for the Navy Federal Credit Union? Not to worry, there are other great business cards out there. We recommend the Chase Ink Cash Business and the Costco Business credit card for those concerned about high rewards. And for those looking for the lowest APR card possible, try one of the cards from Heartland Bank Business - Rewards, Travel, or the easy to qualify for Platinum.
