Earn 5 points for every $1 spend in Gap Inc. brands, in-store and online
Earn 1 point for every $1 spend everywhere Visa is accepted
Earn $5 Reward for every 500 points you earn
Rates, fees & offers
1 point per dollar
APR: 28.24% Variable
Cash Advance APR: 29.24%, Variable
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
Qualify with average credit
No annual fee
The $0-annual-fee Old Navy Visa® Credit Card offers rewards and unique perks for loyalists.
--5 points for every $1 spent at Gap Inc. brands in-store and online.
--1 point for every $1 spent at other merchants that accept Visa.
But rewards can be applied only toward store purchases. If you want more flexible rewards, consider general cash-back credit cards, which let you spend your rewards wherever you like.
For more information, see NerdWallet's review of this card.
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