Old Navy Visa® Credit Card
Old Navy Visa® Credit Card
Old Navy Visa® Credit Card
Card details
Enjoy 20% off your first purchase when you open an Old Navy Credit Card
Earn 5 points for every $1 spend in Gap Inc. brands
Earn 1 point for every $1 spent outside Gap Inc. brands
Earn $5 Reward for every 500 points you earn
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-5x
Bonus offer
Enjoy 20% off your first purchase when you open an Old Navy Credit Card.
Intro APR
N/A
Ongoing APR
APR: 25.99% Variable
Cash Advance APR: 26.99%, Variable
Foreign transaction fee
3% of each transaction.
Recommended credit score
Compare to other cards
 Old Navy Visa® Credit Card | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
2.5
Editor's overall rating
Pros and cons
Pros
No annual fee
High rewards rate
New cardholder bonus offer
Cons
Limited redemptions
No 0% intro APR
Rewards have limited flexibility
The $0-annual-fee Old Navy Visa® Credit Card offers rewards and unique perks for loyalists.
It earns:
--5 points for every $1 spent at Gap Inc. brands in-store and online.
--1 point for every $1 spent at other merchants that accept Visa.
But rewards can be applied only toward store purchases. If you want more flexible rewards, consider general cash-back credit cards, which let you spend your rewards wherever you like.
For more information, see NerdWallet's review of this card.
