TD Cash Credit Card

TD Cash Credit Card

on TD Bank's website

TD Cash Credit Card

TD Cash Credit Card

TD Cash Credit Card

on TD Bank's website

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Card details

  • Earn $150 Cash Back when you spend $500 within 90 days after account opening

  • Earn 3% Cash Back on dining

  • Earn 2% Cash Back at grocery stores

  • Earn 1% Cash Back on all other eligible purchases

  • $0 Annual Fee

  • $0 Foreign Transaction Fee

  • Visa Zero Liability

  • Instant credit card replacement

  • Digital Wallet

  • Contactless Payments

  • 12.99%, 17.99% or 22.99% variable APR based on your creditworthiness. All available APRs will vary with the market based on the Prime Rate.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    Earn $150 Cash Back when you spend $500 within 90 days after account opening

  • Intro APR

    0% Introductory APR on Purchases for the first 6 billing cycles and Balance Transfers for the first 15 billing cycles

  • Ongoing APR

    APR: 12.99%, 17.99% or 22.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

12.99%, 17.99% or 22.99%, Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% Introductory APR on Purchases for the first 6 billing cycles and Balance Transfers for the first 15 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% Introductory APR on Purchases for the first 6 billing cycles and Balance Transfers for the first 15 billing cycles after Account Opening

  • No foreign transaction fee

Cons

    The TD Cash Credit Card is among the top cards for foodies, offering an extra cash back whether you go out to eat or cook at home.

    The $0-annual-fee card also comes with a rich sign-up bonus: Earn $150 Cash Back when you spend $500 within 90 days after account opening

    However, there are geographic limitations when it comes to who can get the card.

    For more information, see NerdWallet's review of this card.