TD Cash Credit Card

TD Cash Credit Card

on TD Bank's website

TD Cash Credit Card

TD Cash Credit Card

TD Cash Credit Card

on TD Bank's website

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Card details

  • Earn $150 Cash Back when you spend $500 within 90 days after account opening

  • Earn 3% Cash Back on dining

  • Earn 2% Cash Back at grocery stores

  • Earn 1% Cash Back on all other eligible purchases

  • $0 Annual Fee

  • Visa Zero Liability

  • Instant credit card replacement

  • Digital Wallet

  • Contactless Payments

  • 12.99%, 17.99% or 22.99% variable APR based on your creditworthiness. All available APRs will vary with the market based on the Prime Rate.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    Earn $150 Cash Back when you spend $500 within 90 days after account opening

  • Intro APR

    0% Introductory APR on Purchases for the first 6 billing cycles and Balance Transfers for the first 15 billing cycles

  • Ongoing APR

    APR: 12.99%, 17.99% or 22.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

12.99%, 17.99% or 22.99%, Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% Introductory APR on Purchases for the first 6 billing cycles and Balance Transfers for the first 15 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Intro APR period

  • Bonus categories

  • Flexible rewards redemption

Cons
  • Limited availability

The TD Cash Credit Card is among the top cards for foodies, offering an extra cash back whether you go out to eat or cook at home.

The $0-annual-fee card also comes with a rich sign-up bonus: Earn $150 Cash Back when you spend $500 within 90 days after account opening

However, there are geographic limitations when it comes to who can get the card.