Wells Fargo College Visa Card
Wells Fargo College Visa Card
Wells Fargo College Visa Card
Card details
No rewards offered
Rates, fees & offers
Annual fee
$0
Rewards rate
0.00%
Bonus offer
None
Intro APR
Purchase: 5.90% for 6 mos
Transfer: 5.90% for 6 mos
Ongoing APR
Min APR: 11.90%, Variable
Max APR: 21.90%, Variable
Cash Advance APR: 24.74%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
Wells Fargo College Visa Card | ||
---|---|---|
Annual fee$0 | Annual fee$0 | Annual fee$0 |
Regular APR11.90% - 21.90% Variable | ||
Intro APRPurchase: 5.90% for 6 mos | Intro APRN/A | Intro APR10.99% intro APR on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3
Editor's overall rating
Pros and cons
Pros
Qualify with limited / bad credit
No annual fee
5.90% for 6 mos on transfers
Cons
No rewards
Verdict - A great low APR card, but lacking in rewards.
The Wells Fargo College Vias Card offers some of the lowest APRs around, especially after taking the 5.9% for 6 month intro balance transfer and purchase APR rate into account. However, there are even better low APR cards out there, and the Wells Fargo College Visa does not offer rewards.
We'd recommend checking out the student credit cards page before you decide on a College card. You can sort either by (i) Effective Annual Rate (which takes introductory periods into account), or (ii) Rewards, depending on what you are looking for.