Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

on Wells Fargo's secure website

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

on Wells Fargo's secure website

Card details

  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value

  • Earn 3X points for eating out and ordering in

  • Earn 3X points for gas stations, rideshares and transit

  • Earn 3X points for travel including flights, hotels, homestays and car rentals

  • Earn 1X points on other purchases

  • $0 Annual Fee

  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.24%-26.74% variable APR; balance transfers made within 120 days qualify for the intro rates and fees

  • Select "Apply Now" to learn more about the product features, terms, and conditions

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1 point per dollar

  • Bonus offer

    Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value

  • Intro APR

    0% on Purchases and Balance Transfers for 12 months

  • Ongoing Apr

    APR: 14.24% - 26.74% Variable APR

  • Balance Transfer Fee

    3% intro for 12 months, then 5% ongoing

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Robin Saks Frankel

Rating Details

3.8

Editor's overall rating

Pros and Cons

Pros

  • No annual fee

  • Sign-up bonus

  • No foreign transaction fee

  • Intro APR period on Purchases and Balance Transfers

Cons

  • American Express isn’t accepted at as many merchants as Visa or Mastercard

  • Requires good/excellent credit

The $0-annual-fee Wells Fargo Propel American Express® Card packs an impressive combination of punches. Its wide-ranging and generous bonus categories put its earning power on par with some of the top rewards cards on the market, and its welcome offer is as valuable as you'll find on a travel card that costs you nothing to carry.

You'll earn 3 Go Far Rewards points per $1 spent on:

-Eat & Drink: Includes restaurant dining, takeout and bars.

-Ride & Drive: Includes gas stations, rideshares and transit.

-Fly & Stay: Includes flights, hotels, homestays and more.

-Watch & Listen: Includes eligible streaming services such as Apple Music, Hulu, Netflix, Pandora and Spotify Premium.

All other eligible spending earns 1 point per $1 spent.

While you'll avoid an annual fee, you'll also miss out on some of the flexibility and key travel perks offered by cards that do charge annual fees. But if you're seeking pure points-earning power, the Wells Fargo Propel American Express® Card could be right for you. For more information, see NerdWallet's full review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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