Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Card details

  • Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*

  • 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards

  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck

  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge

  • Transfer points to a variety of travel loyalty programs from airlines to hotels

  • Earn 3X Points on Air Travel & Hotels

  • Earn 2X Points on Dining Out & Entertainment

  • Earn 1X Points on All Other Purchases

Rates, fees & offers

  • Annual fee

    $495

  • Rewards rate

    1 point per Dollar

  • Bonus offer

    Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.74% - 24.74% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 26.24%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Citibank Prestige Credit Card

Citi Prestige® Card

Annual Fee

$495

Annual Fee

$95

Annual Fee

$0

Regular APR

16.74% - 24.74% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

14.99% - 23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Lindsay Konsko

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

Are you a high roller? Then the Citi Prestige® Card might be for you. With it, you'll earn 3 ThankYou points per dollar spent on airfare and hotels, 2 ThankYou points per dollar spent on entertainment and dining out, and 1 ThankYou point per dollar spent elsewhere. You'll also score other sweet perks, like 24/7 concierge service, access to airport lounges, access to private jet service and more.

All these benefits don't come cheap; this card's annual fee is a steep $495. But the Citi Prestige® Card also provides a yearly $250 air travel credit, which could partially offset this cost. For more information about this luxurious card, check out our full review here.