Citi Prestige® Card
Citi Prestige® Card
Citi Prestige® Card
Card details
Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards
$250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck
4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
Transfer points to a variety of travel loyalty programs from airlines to hotels
Earn 3X Points on Air Travel & Hotels
Earn 2X Points on Dining Out & Entertainment
Earn 1X Points on All Other Purchases
Rates, fees & offers
Annual fee
$495
Rewards rate
1 point per Dollar
Bonus offer
Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
Intro APR
N/A
Ongoing APR
APR: 16.74% - 24.74% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 26.24%, Variable
Balance transfer fee
3%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Citi Prestige® Card | ||
|---|---|---|
Annual fee$495 | Annual fee$95 | Annual fee$0 intro for the first year, then $95 |
Regular APR16.74% - 24.74% Variable APR | Regular APR15.99%-22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.5
Editor's overall rating
Pros and cons
Pros
Bonus categories
Luxury perks
Cons
Has annual fee
Requires excellent credit
Are you a high roller? Then the Citi Prestige® Card might be for you. With it, you'll earn 3 ThankYou points per dollar spent on airfare and hotels, 2 ThankYou points per dollar spent on entertainment and dining out, and 1 ThankYou point per dollar spent elsewhere. You'll also score other sweet perks, like 24/7 concierge service, access to airport lounges, access to private jet service and more.
All these benefits don't come cheap; this card's annual fee is a steep $495. But the Citi Prestige® Card also provides a yearly $250 air travel credit, which could partially offset this cost. For more information about this luxurious card, check out our full review here.
