Citi Prestige® Card
on Citibank's secure application
Citi Prestige® Card
Card details
Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* (This offer is no longer available on our site)
40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards
$250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck
4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
Transfer points to a variety of travel loyalty programs from airlines to hotels
Earn 3X Points on Air Travel & Hotels
Earn 2X Points on Dining Out & Entertainment
Earn 1X Points on All Other Purchases
Rates, fees & offers
Annual fee
$450
Rewards rate
1 point per Dollar
Bonus offer
Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* (This offer is no longer valid on our site)
Intro APR
N/A
Ongoing APR
APR: 16.74% - 24.74% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 26.24%, Variable
Balance transfer fee
3%
Foreign transaction fee
None
Recommended credit score
NerdWallet Review
Rating Details
3.7
Editor's overall rating
Pros and Cons
Pros
No foreign transaction fee
Cons
Has annual fee
Needs excellent credit
Are you a high roller? Then the Citi Prestige® Card might be for you. With it, you'll earn 3 ThankYou points per dollar spent on airfare and hotels, 2 ThankYou points per dollar spent on entertainment and dining out, and 1 ThankYou point per dollar spent elsewhere. You'll also score other sweet perks, like 24/7 concierge service, access to airport lounges, access to private jet service and more.
All these benefits don't come cheap; this card's annual fee is a steep $450. But the Citi Prestige® Card also provides a yearly $250 air travel credit, which could partially offset this cost. For more information about this luxurious card, check out our full review here.
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