Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Card details

  • Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* (This offer is no longer available on our site)

  • 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards

  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck

  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge

  • Transfer points to a variety of travel loyalty programs from airlines to hotels

  • Earn 3X Points on Air Travel & Hotels

  • Earn 2X Points on Dining Out & Entertainment

  • Earn 1X Points on All Other Purchases

Rates, fees & offers

  • Annual fee

    $495

  • Rewards rate

    1 point per Dollar

  • Bonus offer

    Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* (This offer is no longer valid on our site)

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.74% - 24.74% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 26.24%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Citibank Prestige Credit Card

Citi Prestige® Card

Annual Fee

$495

Annual Fee

$95

Annual Fee

$0

Regular APR

16.74% - 24.74% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Lindsay Konsko

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

Are you a high roller? Then the Citi Prestige® Card might be for you. With it, you'll earn 3 ThankYou points per dollar spent on airfare and hotels, 2 ThankYou points per dollar spent on entertainment and dining out, and 1 ThankYou point per dollar spent elsewhere. You'll also score other sweet perks, like 24/7 concierge service, access to airport lounges, access to private jet service and more.

All these benefits don't come cheap; this card's annual fee is a steep $495. But the Citi Prestige® Card also provides a yearly $250 air travel credit, which could partially offset this cost. For more information about this luxurious card, check out our full review here.