Card details
Rates, fees & offers
Ongoing APR
Foreign transaction fee
None
Recommended credit score
NerdWallet review
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Rating details
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Editor's overall rating
For frequent Target shoppers, the benefits offered on the Target Circle™ Credit Card hit the bull's-eye.
This card features a generous 5% discount on all eligible Target purchases. Because you get those upfront savings at checkout, you don't need to worry about accruing and redeeming rewards. It also offers a 10% discount every year on your cardholder anniversary.
The annual fee is $0.
This card isn't the best choice if you plan to carry a balance since it comes with a steep ongoing APR: The ongoing APR is 29.95% Variable. But if you plan to pay your credit card bill in full every month and shop at Target regularly, it's a valuable offer.
For more information, read NerdWallet's full review.
