Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Loading

Card details

  • Limited-Time Offer: Earn 45,000 bonus points, enough for up to 6 free nights, after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

  • Earn 5 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.

  • Earn 2 points per $1 spent on eligible dining and grocery store purchases (excluding Target® and Walmart®).

  • Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!

  • Annual Bonus: Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases—that’s enough for up to one free night at participating properties.

  • Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more.

  • There is no limit to the number of points you can earn.

  • Redeem your points for free nights at participating Wyndham Rewards properties, online shopping, gift cards and so much more.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-5x

  • Bonus offer

    Limited-Time Offer: Earn 45,000 bonus points, enough for up to 6 free nights, after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

  • Intro APR

    0% intro APR on balance transfers for 12 billing cycles

  • Ongoing APR

    APR: 17.99%, 22.24% or 27.24%, Variable

    Cash Advance APR: 27.49%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0% of each transaction in U.S. dollars.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$95

Regular APR

17.99%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

17.99%-24.99% Variable APR

Intro APR

0% intro APR on balance transfers for 12 billing cycles

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Kimberly Palmer

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.2

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Anniversary perk

  • New cardholder bonus offer

Cons
  • No free anniversary night

  • Limited redemptions

If you’re a fan of Wyndham hotels and want to avoid paying an annual fee, then the Wyndham Rewards® Earner℠ Credit Card could be the right choice for you. In addition to a solid sign-up bonus (Limited-Time Offer: Earn 45,000 bonus points, enough for up to 6 free nights, after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.), the card offers appealing everyday rewards on gas, groceries and dining.

It’s easy to redeem your points while traveling: Wyndham brands include La Quinta, Ramada, Days Inn, Howard Johnson's, Super 8, Travelodge and more. In all, it has over 9,000 hotels around the world.

The card comes with other perks, too, including automatic elite status and a way to earn a potential free night every year when you spend enough (cardholders earn 7,500 bonus points each anniversary year after spending $15,000 on purchases).

For more information, read NerdWallet’s full review of Wyndham Rewards® Earner℠ Credit Card