Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

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Card details

  • Limited Time Offer: Earn up to 60,000 bonus points—enough for up to 8 free nights at participating properties: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 15,000 bonus points after spending a total of $2,000 in the first 6 months.

  • Earn 5 points per $1 spent on Hotels By Wyndham and gas purchases

  • Earn 2 points per $1 spent on restaurants and grocery purchases (excluding Target® and Walmart®)

  • Earn 2 points per $1 spent on eligible purchases made at Wyndham Timeshare properties (including maintenance fee and loan payments)

  • Earn 1 point per $1 spent on all other purchases

  • Receive Wyndham Rewards GOLD membership, which includes free WiFi, preferred room selection, late checkout and more

  • Earn 7,500 bonus points each anniversary year after spending $15,000 on purchases

  • No foreign transaction fees on international purchases

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-5x

  • Bonus offer

    Limited Time Offer: Earn up to 60,000 bonus points—enough for up to 8 free nights at participating properties: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 15,000 bonus points after spending a total of $2,000 in the first 6 months.

  • Intro APR

    0% intro APR on balance transfers for 15 months

  • Ongoing APR

    APR: 15.74% - 24.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

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Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.74% - 24.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on balance transfers for 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Rating details

4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Anniversary perk

  • New cardholder bonus offer

Cons
  • No free anniversary night

  • Limited redemptions

If you’re a fan of Wyndham hotels and want to avoid paying an annual fee, then the Wyndham Rewards® Earner℠ Credit Card could be the right choice for you. In addition to a solid sign-up bonus (Limited Time Offer: Earn up to 60,000 bonus points—enough for up to 8 free nights at participating properties: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 15,000 bonus points after spending a total of $2,000 in the first 6 months.), the card offers appealing everyday rewards on gas, groceries and dining.

It’s easy to redeem your points while traveling: Wyndham brands include La Quinta, Ramada, Days Inn, Howard Johnson's, Super 8, Travelodge and more. In all, it has over 9,000 hotels around the world.

The card comes with other perks, too, including automatic elite status and a way to earn a potential free night every year when you spend enough (cardholders earn 7,500 bonus points each anniversary year after spending $15,000 on purchases).

For more information, read NerdWallet’s full review of Wyndham Rewards® Earner℠ Credit Card