Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

Wyndham Rewards® Earner℠ Credit Card

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Card details

  • Earn 5 points per $1 spent on Hotels By Wyndham and gas purchases

  • Earn 2 points per $1 spent on restaurants and grocery purchases (excluding Target® and Walmart®)

  • Earn 2 points per $1 spent on eligible purchases made at Wyndham Timeshare properties (including maintenance fee and loan payments)

  • Earn 1 point per $1 spent on all other purchases

  • Receive Wyndham Rewards GOLD membership, which includes free WiFi, preferred room selection, late checkout and more

  • Earn 7,500 bonus points each anniversary year after spending $15,000 on purchases

  • No foreign transaction fees on international purchases

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-5x

  • Bonus offer

    Earn 30,000 bonus points, enough for up to four free nights at participating Hotels By Wyndham, after spending $1,000 on purchases in the first 90 days.

  • Intro APR

    0% intro APR on balance transfers for 15 months

  • Ongoing APR

    APR: 15.74% - 24.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$95

Regular APR

15.74% - 24.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on balance transfers for 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Kimberly Palmer

Rating details

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fees

  • No annual fee

Cons
  • No automatic anniversary bonus points

If you’re a fan of Wyndham hotels and want to avoid paying an annual fee, then the Wyndham Rewards® Earner℠ Credit Card could be the right choice for you. In addition to a solid sign-up bonus (Earn 30,000 bonus points, enough for up to four free nights at participating Hotels By Wyndham, after spending $1,000 on purchases in the first 90 days.), the card offers appealing everyday rewards on gas, groceries and dining.

It’s easy to redeem your points while traveling: Wyndham brands include La Quinta, Ramada, Days Inn, Howard Johnson's, Super 8, Travelodge and more. In all, it has over 9,000 hotels around the world.

The card comes with other perks, too, including automatic elite status and a way to earn a potential free night every year when you spend enough (cardholders earn 7,500 bonus points each anniversary year after spending $15,000 on purchases).

For more information, read NerdWallet’s full review of Wyndham Rewards® Earner℠ Credit Card.