Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

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Card details

  • Limited Time Offer: Earn up to 90,000 bonus points—enough for up to 12 free nights at participating properties: Earn 60,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 30,000 bonus points after spending a total of $2,000 in the first 6 months.

  • Earn 6 points per $1 spent on Hotels By Wyndham and gas purchases

  • Earn 4 points per $1 spent on restaurants and grocery purchases (excluding Target® and Walmart®)

  • Earn 4 points per $1 spent on eligible purchases made at Wyndham Timeshare properties (including maintenance fee and loan payments)

  • Earn 1 point per $1 spent on all other purchases

  • Receive Wyndham Rewards PLATINUM membership, which includes early check-in, car rental upgrades and more

  • Receive 7,500 bonus points each anniversary year

  • No foreign transaction fees on international purchases

Rates, fees & offers

  • Annual fee

    $75

  • Rewards rate

    1x-6x

  • Bonus offer

    Limited Time Offer: Earn up to 90,000 bonus points—enough for up to 12 free nights at participating properties: Earn 60,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 30,000 bonus points after spending a total of $2,000 in the first 6 months.

  • Intro APR

    0% intro APR on balance transfers for 15 months

  • Ongoing APR

    APR: 15.74% - 24.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
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Annual Fee

$75

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.74% - 24.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on balance transfers for 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • New cardholder bonus offer

  • Anniversary perk

  • Transfer partners

Cons
  • No free anniversary night

  • Has annual fee

  • Limited redemptions

The Wyndham Rewards® Earner℠ Plus Credit Card is a solid choice for Wyndham loyalists. It earns 6 points per $1 spent at Wyndham properties, which includes hotels, vacation rentals and timeshares. Redemption options — including free or discounted nights — transfer to more than a dozen travel partners, including airlines. You can also use points on gift cards, merchandise and more.

The annual fee is $75, and it also comes with a sign-up bonus: Limited Time Offer: Earn up to 90,000 bonus points—enough for up to 12 free nights at participating properties: Earn 60,000 bonus points after spending $1,000 on purchases in the first 90 days, plus earn an additional 30,000 bonus points after spending a total of $2,000 in the first 6 months.

Additionally, the card offers elite status with Wyndham, as well as anniversary points each year that can help offset that annual fee. It doesn’t, however, come with a free night each year, as many other hotel credit cards do.