Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

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Card details

  • Earn 6 points per $1 spent on Hotels By Wyndham and gas purchases

  • Earn 4 points per $1 spent on restaurants and grocery purchases (excluding Target® and Walmart®)

  • Earn 4 points per $1 spent on eligible purchases made at Wyndham Timeshare properties (including maintenance fee and loan payments)

  • Earn 1 point per $1 spent on all other purchases

  • Receive Wyndham Rewards PLATINUM membership, which includes early check-in, car rental upgrades and more

  • Receive 7,500 bonus points each anniversary year

  • No foreign transaction fees on international purchases

Rates, fees & offers

  • Annual fee

    $75

  • Rewards rate

    1x-6x

  • Bonus offer

    Earn 45,000 bonus points, enough for up to six free nights at participating Hotels By Wyndham, after spending $1,000 on purchases in the first 90 days.

  • Intro APR

    0% intro APR on balance transfers for 15 months

  • Ongoing APR

    APR: 15.74% - 24.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

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Annual Fee

$75

Annual Fee

$95

Annual Fee

$0

Regular APR

15.74% - 24.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

0% intro APR on balance transfers for 15 months

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction free

Cons
  • Has annual fee

The Wyndham Rewards® Earner℠ Plus Credit Card is a solid choice for Wyndham loyalists. It earns 6 points per $1 spent at Wyndham properties, which includes hotels, vacation rentals and timeshares. Redemption options — including free or discounted nights — transfer to more than a dozen travel partners, including airlines. You can also use points on gift cards, merchandise and more.

The annual fee is $75, and it also comes with a sign-up bonus: Earn 45,000 bonus points, enough for up to six free nights at participating Hotels By Wyndham, after spending $1,000 on purchases in the first 90 days.

Additionally, the card offers elite status with Wyndham, as well as anniversary points each year that can help offset that annual fee. It doesn’t, however, come with a free night each year, as many other hotel credit cards do.

For more information, read NerdWallet’s full review of the Wyndham Rewards® Earner℠ Plus Credit Card.