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With the debut of the Citi Strata Elite℠ Card in 2025, Citi also launched a new benefit called the “Splurge Credit.”
The credit, which helps cover expenses with select merchants, is offered by the Citi® / AAdvantage® Globe™ Mastercard®, too, although the terms differ depending on which card you have.
Here’s what you need to know about the Splurge Credit.
Splurge Credit: What it is
If you have the Citi Strata Elite℠ Card, the credit is worth up to $200 per year and may be applied to purchases from up to two of the following brands:
- 1stDibs. This e-retailer specializes in vintage decor, art, jewelry and clothes.
- American Airlines.
- Best Buy.
- Future Personal Training. This company offers personal training subscriptions in which real fitness coaches create personalized workouts for users.
- Live Nation.
The Splurge Credit on the Citi® / AAdvantage® Globe™ Mastercard® is worth up to $100 annually and may be applied to purchases from up to two of the following brands:
- 1stDibs.
- AAdvantage Hotels bookings.
- Future Personal Training.
- Live Nation.
How to use the Splurge Credit
To receive the splurge credit, you’ll first need to activate the merchants you plan to make a purchase from. Activation may be completed at citi.com/splurgecredit or over the phone by calling 1-833-888-2168.
You can change your selections at any time.
After an eligible purchase is made with an activated merchant, Citi will automatically issue the Splurge Credit up to the maximum allowed amount.
Pay attention to the fine print to ensure that a purchase is eligible for the Splurge Credit:
- To qualify for the Live Nation credit: Purchases must be made directly on livenation.com or ticketmaster.com, and the event must occur within the United States or U.S. territories.
- To qualify for the American Airlines credit: Purchases must be made directly from American Airlines or American Airlines Vacations. Car rentals, hotel bookings and purchases of AAdvantage status boost or renewal are ineligible.
