
Fingerhut Credit Review: Easier Credit Access, but With Costs
The inflated prices, stiff APR and shipping expenses associated with the retailer make it a last resort for buying on credit.


The inflated prices, stiff APR and shipping expenses associated with the retailer make it a last resort for buying on credit.


Before you put plastic surgery on ... well, plastic, consider the cost, your budget and your risk tolerance.


It offers cash back and access to exclusive events. And depending on your budget, it could be a home run for everyday spending.


Here’s what you need to know if you plan to apply for credit cards you’ve had in the past.


With a phone call or a visit to an opt-out website, you can stop these offers. Just be aware of what you'll miss.


If your first credit card has a low limit, using it to cover everyday expenses may not be ideal. But the card can still help you build a credit history.


A "minimum required purchase amount" helps the merchant cover the fees it must pay to process your transaction.


This 3- or 4-digit code is a key security feature. Merchants can't store it, so it can't be stolen in a data breach


You can have as many credit cards as you want — or, at least, as many as you can get approved for.


The good news is this card earns a lot of points, but the bad news is they aren't very valuable.


The card earns rewards on spending with the retailer and in everyday categories, but other options offer more flexibility.


You may not spend as much on gas as you think, which is why the best ones give you elevated rewards on more than just fuel.


It can help your credit, but it's not very friendly to your wallet. Plenty of better options exist, even for poor credit.


You can pile up points on purchases from Old Navy (and other Gap Inc. brands), but their value is low, and your redemption options are limited.


When you can't get a credit card, consider less traditional credit card options that build credit.


This card is no longer available to new applicants, but current cardholders can get decent cash-back rewards in popular spending categories.


The Susan G. Komen card allows cardholders to support the breast cancer research organization and earn rewards.


They can help you avoid negative side effects of forgetting to pay on time, though there are potential hiccups.


Americans are overdue on billions in credit card debt. A NerdWallet survey reveals the most common reason: They just forget to make payments. Learn simple strategies to prevent this costly mistake and use our calculator to see the price of paying credit card bills late.


The cards offer decent rewards in useful spending categories that can be valuable for AARP members and nonmembers alike. But there are better offers available.
