
5 Things to Know About the GM Credit Card
The card's rewards rates, welcome offer and 0% promotions help it stand out from co-branded credit cards from other auto companies.


The card's rewards rates, welcome offer and 0% promotions help it stand out from co-branded credit cards from other auto companies.


Car rental, cell phone and travel insurance are increasingly common perks on credit cards. Some cards even offer pet insurance and rewards on insurance payments.


Even if you're a store loyalist, you'll face all kinds of reward redemption hurdles, not to mention sneaky fees. You can do much better.


It earns high, uncapped rewards in popular spending categories. But those rewards have low individual value.




If you're worried about falling into a debt spiral, you can find credit cards that don't have an APR. But they tend to come with strings attached.



Its rewards put it on par with some of the best cash-back cards out there, but its terms and conditions include some confusing language.


It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value.


It offers flexible installment plans, but lacks rewards or benefits. You can find similar and more rewarding cards from other issuers — including U.S. Bank itself.


The credit card offers up to a $200 annual credit for Blacklane, which provides chauffeured rides throughout the world.



The card earns rich rewards and offers monthly phone bill discounts, making it a good choice for T-Mobile customers. What you won't get, however, is cell phone insurance.




The company's credit reports include information that can help subprime consumers demonstrate their creditworthiness.



Keeping the information on file as a payment method is convenient, as you don't have to retype your account number at checkout every time. But there are some risks to know.

