IHG Credit Cards Hike Bonus Offers, Up to 175K Points
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Managing Editor The Chase-issued IHG One Rewards cards are increasing their welcome bonuses for a limited time.
Beginning Jan. 22, 2026, new applicants for the hotel cards are eligible to earn the following:
- IHG One Rewards Premier Credit Card: Earn 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening. This new bonus offers 35,000 more points than the card’s previous one did.
- IHG One Rewards Traveler Credit Card: Earn 90,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening. Plus, earn an additional 30,000 Bonus Points — from an extra 3 points per dollar across all earning categories (except at IHG Hotels and Resorts) on up to $10,000 spent — in the first 6 months from account opening. All together, this offer can earn new cardholders up to 120,000 Bonus Points. That is 40,000 more Bonus Points than the previous welcome offer.
NerdWallet values IHG points at 0.6 cent each. This is drawn from real-world data, but it's not a maximized value. In other words, you should aim for award redemptions that offer 0.6 cent or more in value from your IHG points.
The cards’ other benefits remain unchanged. Here’s what the cards offer.
How the cards compare
Annual fee
$99.
$0.
Rewards
- Up to 26 points total per $1 spent at IHG (10 from card, up to 10 from loyalty program, up to 6 from automatic elite status).
- 5 points per $1 spent on travel, gas stations and restaurants.
- 3 points per $1 spent on all other purchases.
- Up to 17 points total per $1 spent at IHG (5 from card, up to 10 from loyalty program, up to 2 from automatic elite status).
- 3 points per $1 spent on eligible monthly bills, gas stations and restaurants.
- 2 points per $1 spent on all other purchases.
Other benefits
- Free anniversary night each year (up to 40,000 point value).
- Fourth night free when redeeming rewards for four or more nights. Automatic Platinum status.
- Get up to $50 United® Airlines TravelBank Cash each calendar year; registration required.
- Fourth night free when redeeming rewards for four or more nights.
- Earn Gold status when you spend $20,000 or more on your card in a calendar year.
Still not sure?
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