Small-Business Credit Cards

Small-business credit cards are a flexible financing option for entrepreneurs. Getting these cards largely depends on your personal credit score, rather than factors like annual revenue or time in business. And, in most cases, you’re personally responsible for repaying debt accumulated on your company card if your business can’t.

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Read our small-business credit card reviews

U.S. Bank Business Triple Cash Rewards: A Triple-Threat Cash Back Card

5.0

NerdWallet rating 
The U.S. Bank Business Triple Cash Rewards card offers business-friendly bonus categories, a long intro APR period and a generous sign-up bonus.

Capital One Spark Cash Plus: Easy-to-Manage Cash Back

5.0

NerdWallet rating 

Chase Ink Business Unlimited Review: Simple, No-Frills Cash Back

5.0

NerdWallet rating 
This card earns a flat 1.5% back on everything, with no categories to keep track of and an unusually generous sign-up bonus for its class.

AmEx Blue Business Plus Review: Outstanding Rewards, No Annual Fee

4.6

NerdWallet rating 
Earn double points on purchases up to an annual cap, snag a generous intro APR offer and gain some credit limit flexibility.

Amazon Business Prime AmEx Review: High Rewards or 0% Period

4.4

NerdWallet rating 
Choose between a top rewards rate on Amazon-related purchases or a temporary interest-free window on them. But you must be an Amazon Prime or Business Prime member to get the card.

AmEx Blue Business Cash Review: A Great Cash-Back Card for New Businesses

4.9

NerdWallet rating 
The card offers an easy-to-understand flat rate on everything you buy, and it even does the redemption work for you.

Chase Ink Cash Review: A Cash-Back Contender for Small Businesses

5.0

NerdWallet rating 
Earn 5% cash back on office supplies and telecom services and 2% at restaurants and gas stations, up to a limit.

American Express Business Platinum Review: Worth the Fee for Heavy Travelers

5.0

NerdWallet rating 
Business owners earn 5X points on eligible travel spending, and enjoy a sweet suite of perks that will ease and enhance business trips. The catch? A jumbo annual fee.

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