CREDIT CARDSCREDIT CARDSAMERICAN EXPRESS BLUE CASH PREFERRED
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American Express Blue Cash Preferred

NerdWallet's American Express Blue Cash Preferred

  • Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

NerdWallet rating
5.0
Blue Cash Preferred® Card from American Express card image
NerdWallet rating
Apply Now
on American Express' website
on American Express' website
Rates & Fees
Current Intro Offer

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.

Rewards Rate
6%

Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6%

Cash Back on select U.S. streaming subscriptions.

3%

Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1%

Cash Back on other purchases.

Annual fee

$0 intro annual fee for the first year, then $95.

Recommended Credit
Current Intro Offer

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.

Annual fee

$0 intro annual fee for the first year, then $95.

Recommended Credit
  • Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.
  • Terms Apply.
  • View Rates & Fees
Apply Now
on American Express' website
on American Express' website
Pros
  • High rewards rate
  • Bonus categories
  • Intro APR period
  • Cash rewards
Cons
  • Has annual fee
  • Requires good/excellent credit
  • Spending caps on bonus rewards
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