ADVERTISEMENT: products from our partners

Chase Freedom Unlimited

Chase credit cards are known for great rewards — including both sign-up bonuses and generous rates on spending — and a fantastic points program. Chase issues some of the best co-branded airline, hotel and store credit cards on the market. Its own Chase-branded products, described here, include outstanding travel, cash-back and small-business cards.

Show summary

NerdWallet's Chase Freedom Unlimited

Chase Freedom Unlimited®: Best for Cash-Back Pairing with Chase Sapphire Preferred®

Excellent for: Cash-Back Pairing with Chase Sapphire Preferred®

Chase Freedom Unlimited®

NerdWallet rating

NerdWallet rating

Current Intro Offer

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Rewards Rate

Cash back on travel purchased through Chase Travel℠.

Cash back on drugstore purchases.

Cash back on dining at restaurants, including takeout and eligible delivery services.

1.5%

Cash back on all other purchases.

Annual fee

Recommended Credit

Current Intro Offer

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Annual fee

Recommended Credit

Product Details

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC
View Rates & Fees

Apply Now

on Chase's website

Pros & Cons

Pros

No annual fee
Intro APR period
High rewards rate
No minimum redemption amount

Cons

Requires good/excellent credit

Read full review