Jumpstart Your Credit with a Top Starter Card

The top starter credit cards are easy to get, have no annual fee and report your payments to the three major credit bureaus. The right card for you depends on your situation. Options include secured credit cards — which require refundable upfront deposits — student credit cards and alternative credit cards from smaller issuers that evaluate applicants' creditworthiness on factors other than FICO credit scores. Many starter cards even offer rewards. Explore the options below and apply for the one that's right for you.