If you have credit card debt or plan to make a big purchase, a low-interest credit card can be a lifesaver. Many offer more than a year of 0% intro APR to pay down your debts or help you tackle a longer-term debt reduction strategy.
Transferring a high-interest balance to a credit card with a 0% intro APR can save you hundreds or even thousands of dollars in interest, money you can apply toward getting out of debt sooner.
Compare these deals, some of which are from our partners, to find the one for you.
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Discover it® Balance Transfer: Best for Balance Transfers and Bonus Categories
Chase Freedom Unlimited®: Best for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer
U.S. Bank Visa® Platinum Card: Best for Long 0% Period for Transfers and Purchases
Credit card | NerdWallet rating | Annual fee | Intro APR | Regular APR | Learn more |
---|---|---|---|---|---|
Excellent for Balance Transfers and Bonus Categories | $0 | 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months | 17.24%-28.24% Variable APR | Apply Now on Discover's website on Discover's website | |
Excellent for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer | $0 | 0% intro APR on purchases and Balance Transfers for 15 months | 20.49%-29.24% Variable APR | Apply Now on Chase's website on Chase's website | |
Excellent for Long 0% Period for Transfers and Purchases | $0 | 0% intro APR for 18 billing cycles on purchases and balance transfers | 18.74%-29.74% Variable APR | Apply Now on US Bank's website on US Bank's website |
Excellent for: Balance Transfers and Bonus Categories
Excellent for: 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer
Excellent for: Long 0% Period for Transfers and Purchases