CREDIT CARDSCREDIT CARDSSTART SAVING MONEY ASAP: PAY NO INTRO INTEREST FOR UP TO 21 MONTHS
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Start Saving Money ASAP: Pay No Intro Interest For Up To 21 Months

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Based on NerdWallet’s estimate of the average credit card interest rate, the average household debt, and the total interest paid on the balance over 18 months. Savings estimate assumes total debt balance is repaid within 0% intro APR period.

NerdWallet's Start Saving Money ASAP: Pay No Intro Interest For Up To 21 Months

  • BankAmericard® credit card: Best for Efficient Tool to Whittle Down Debt

  • Citi Double Cash® Card: Best for Flat Rate Cash Back With a 0% Intro APR on Balance Transfer

  • Citi Simplicity® Card: Best for Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees

  • Discover it® Cash Back - 18 Month Intro Balance Transfer Offer

  • Chase Freedom Unlimited®: Best for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

  • Wells Fargo Reflect® Card: Best for Long 0% Period for Transfers and Purchases

  • U.S. Bank Visa® Platinum Card: Best for Long 0% Intro Period for Transfers and Purchases

Start Saving Money ASAP: Pay No Intro Interest For Up To 21 Months From Our Partners

Credit card
NerdWallet rating
Annual feeIntro APRRegular APR
Learn more
BankAmericard® credit card Image
BankAmericard® credit card
Apply Now
on Bank of America's website
on Bank of America's website
4.6/5
Excellent for Efficient Tool to Whittle Down Debt

$0

0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days

15.74%-25.74% Variable APR

Apply Now
on Bank of America's website
on Bank of America's website
Citi Double Cash® Card Image
Citi Double Cash® Card
Apply Now
on Citibank's application
on Citibank's application
Rates & Fees
Excellent for Flat Rate Cash Back With a 0% Intro APR on Balance Transfer

$0

0% intro APR on balance transfers for 18 months

18.74%-28.74% Variable APR

Citi Simplicity® Card Image
Citi Simplicity® Card
Excellent for Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees

$0

0% intro APR on purchases for 12 months and 0% intro APR on balance transfers for 21 months

18.74%-29.49% Variable APR

Discover it® Cash Back - 18 Month Intro Balance Transfer Offer Image
Discover it® Cash Back - 18 Month Intro Balance Transfer Offer
Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Excellent for

$0

0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months

17.74%-27.74% Variable APR

Chase Freedom Unlimited® Image
Chase Freedom Unlimited®
Apply Now
on Chase's website
on Chase's website
Excellent for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

$0

0% intro APR on purchases and Balance Transfers for 15 months

20.49%-29.24% Variable APR

Apply Now
on Chase's website
on Chase's website
Wells Fargo Reflect® Card Image
Wells Fargo Reflect® Card
Excellent for Long 0% Period for Transfers and Purchases

$0

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers

17.74%, 24.24%, or 29.49% Variable APR

U.S. Bank Visa® Platinum Card Image
U.S. Bank Visa® Platinum Card
Excellent for Long 0% Intro Period for Transfers and Purchases

$0

0% intro APR for 18 billing cycles on purchases and balance transfers

18.24%-29.24% Variable APR

Excellent for: Efficient Tool to Whittle Down Debt

BankAmericard® credit card card image
BankAmericard® credit card
4.6
NerdWallet rating
Apply Now
on Bank of America's website
on Bank of America's website
Annual fee
$0
Intro APR
0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.74%-25.74% Variable APR
Recommended Credit Score

Excellent for: Flat Rate Cash Back With a 0% Intro APR on Balance Transfer

Annual fee
$0
Intro APR
0% intro APR on balance transfers for 18 months
Regular APR
18.74%-28.74% Variable APR
Recommended Credit Score

Excellent for: Long 0% Intro APR on Balance Transfers and Purchases, Plus No Late Fees

Annual fee
$0
Intro APR
0% intro APR on purchases for 12 months and 0% intro APR on balance transfers for 21 months
Regular APR
18.74%-29.49% Variable APR
Recommended Credit Score
Annual fee
$0
Intro APR
0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months
Regular APR
17.74%-27.74% Variable APR
Recommended Credit Score

Excellent for: 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

Apply Now
on Chase's website
on Chase's website
Annual fee
$0
Intro APR
0% intro APR on purchases and Balance Transfers for 15 months
Regular APR
20.49%-29.24% Variable APR
Recommended Credit Score

Excellent for: Long 0% Period for Transfers and Purchases

Annual fee
$0
Intro APR
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
Regular APR
17.74%, 24.24%, or 29.49% Variable APR
Recommended Credit Score

Excellent for: Long 0% Intro Period for Transfers and Purchases

Annual fee
$0
Intro APR
0% intro APR for 18 billing cycles on purchases and balance transfers
Regular APR
18.24%-29.24% Variable APR
Recommended Credit Score
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