Car Insurance for Richmond in 2024

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Richmond Virginia

Drivers in Richmond pay an average of $1,752 per year for car insurance, but you might find cheaper coverage if you shop around.

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Written by Isabel Contreras
Lead Writer
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Edited by Ben Moore
Assistant Assigning Editor
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If you’re looking for cheap car insurance in Richmond, Virginia, you’ll want to shop around and compare quotes from multiple companies. Insurers use a variety of factors to determine the cost of auto insurance, including your age, address, the type of car you drive and your driving history, which means every driver will ultimately get a different rate. That’s why shopping around is your best bet to getting the cheapest car insurance in Richmond — or anywhere.

To find the cheapest companies in Richmond, NerdWallet looked at average full coverage rates calculated from public filings obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Richmond driving a 2021 Toyota Camry LE.

🤓Nerdy Tip

Did your rates go up? Auto insurance prices are on the rise in Richmond. Be sure to get car insurance quotes from three or more companies to find the lowest rate possible.

Read on to find out how auto insurance companies in Richmond stack up. You can also check out our list of the cheapest car insurance companies nationwide.

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