Car Insurance for Tucson in 2024

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Drivers in Tucson pay an average of $2,405 per year for car insurance, but you might find cheaper coverage if you shop around.

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Written by Drew Gula
Lead Writer
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Edited by Lacie Glover
Assigning Editor
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Car insurance in Tucson, Arizona costs an average of $2,405 per year for full coverage. But you may find cheaper options if you shop around, which is why it's important to compare rates from different companies.

To find the cheapest car insurance companies in the Old Pueblo, NerdWallet looked at average full coverage rates calculated from public filings obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Tucson driving a 2021 Toyota Camry LE.

Why you can trust NerdWallet

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology.

To jumpstart your auto insurance shopping journey, here's a list of the cheapest companies in Tucson.

CategoryCheapest CompanyMedian annual rate
Clean driving historyRoot$1,336
After a DUIRoot$1,452
After an accidentRoot$1,787
After a speeding ticketRoot$1,514
Having poor creditRoot$1,699

🤓Nerdy Tip

Did your rates go up? Auto insurance prices are on the rise in Tucson. Be sure to get car insurance quotes from three or more companies to find the lowest rate possible.

Read on to find out how auto insurance companies in Tucson stack up. You can also check out our analysis of cheap car insurance in Arizona.

Looking for the best insurer? Read NerdWallet’s roundup of the best car insurance in Arizona.

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