Georgia Farm Bureau Insurance Review 2024

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Written by Kayda Norman
Lead Writer
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Assigning Editor
Fact Checked

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Georgia Farm Bureau

2.5

NerdWallet rating 
Georgia Farm Bureau has some of the lowest average prices in the state, but you need a Farm Bureau membership to get a policy.

Discounts

Average set of discounts

Ease of use

Average

NAIC complaints

Far fewer than expected

Georgia Farm Bureau

2.5

NerdWallet rating 
Georgia Farm Bureau has some of the lowest average prices in the state, but you need a Farm Bureau membership to get a policy.

Discounts

Average set of discounts

Ease of use

Average

NAIC complaints

Far fewer than expected

Georgia Farm Bureau earned 2.5 stars out of 5 for overall performance. NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer experience, complaint data from the National Association of Insurance Commissioners and financial strength ratings.

In Georgia, Farm Bureau insurance may be a good choice for you, even if your only connection to farming is what’s on your dinner plate.

A $35 annual membership fee to the Farm Bureau gives you access to some of the cheapest auto insurance rates in Georgia, on average, plus homeowners insurance and other benefits.

Although Farm Bureau insurance is available in many states, policies from Georgia Farm Bureau Insurance are offered only in the Peach State. Georgia Farm Bureau Insurance is one of more than 20 separate Farm Bureau-affiliated insurance companies, many of which operate in just one state.

Why you can trust NerdWallet: Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our coverage so you can choose the insurance policy that works best for you. These carrier ratings are specific to auto insurance — a company's rating for other products may be different on our site. See our criteria for evaluating auto insurance companies.

In our auto insurance reviews, our editorial team considers both the customer and the insurer. These are some of the factors we take into account:

Financial strength. We use A.M. Best ratings to confirm an insurer’s long-term financial stability and ability to pay claims. NerdWallet does not recommend companies with a rating lower than a B. 

Complaints. These ratings are based on complaints to state regulators relative to a company’s size, according to three years’ worth of data from the National Association of Insurance Commissioners. The best auto insurance companies have fewer than the expected number of complaints.

Ease of use. This category looks at how easily consumers can interact with an insurer through its mobile app and website. This includes how much coverage information is offered online, whether a user can start and track a claim online and get a quote and mobile app scores based on the Apple and Google Play store ratings.

Discounts. We look at both the kind of discounts a company offers and the total number of discounts available.

Compare to other insurers

Current Product

Georgia Farm Bureau Auto Insurance
Auto-Owners Auto Insurance
Nationwide Auto Insurance
NerdWallet rating 

2.5

/5
NerdWallet rating 

5.0

/5
NerdWallet rating 

4.5

/5

Complaints to NAIC 

Far fewer than expected

Complaints to NAIC 

Far fewer than expected

Complaints to NAIC 

Fewer than expected

Ease of use 

Average

Ease of use 

Average

Ease of use 

Above average

Discounts 

Average set of discounts

Discounts 

Great set of discounts

Discounts 

Average set of discounts

Bottom line 

Georgia Farm Bureau has some of the lowest average prices in the state, but you need a Farm Bureau membership to get a policy.

Bottom line 

People who need several insurance policies may benefit from the convenience and discounts of bundling them with Auto-Owners, which has many coverage options and few customer complaints.

Bottom line 

Nationwide’s wide variety of coverage options and low number of complaints make it a solid choice for many consumers.

Georgia Farm Bureau insurance coverage

When you're shopping for car insurance coverage, it's important to understand what car insurance coverage you want and what you’re required to buy. For instance, most states require a minimum amount of car insurance to drive a vehicle. Alternatively, if you want extra protection, you may be interested in full coverage insurance. Read about the most common types of car insurance coverage to see how they work.

Georgia Farm Bureau Insurance has limited information on its website about its car insurance coverage options. However, according to our rate analysis, the company offers standard features such as liability insurance as well as optional add-ons like comprehensive and collision coverage.

Roadside assistance is included in a Georgia Farm Bureau auto insurance policy.

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Auto insurance discounts

Georgia Farm Bureau auto insurance policyholders may be eligible for discounts for:

  • Meeting Georgia Farm Bureau’s standards for a safe driver.

  • Completing a driver training or defensive driving course.

  • Insuring multiple cars.

  • Bundling auto and home coverage.

  • Having a student on your policy who’s away at school or earns good grades.

  • Paying your premium in full.

  • Owning a car with certain safety and security features, like passive restraints.

  • Being a member of the military or a veteran.

  • Opting to go paperless.

🤓Nerdy Tip

First time shopping for auto insurance? Unsure of where to start? Check out our guide on how to shop for car insurance.

Georgia Farm Bureau home insurance coverage

Homeowners policies from Georgia Farm Bureau Insurance can include options like:

  • Mechanical breakdown coverage.

  • Home business insurance.

  • Coverage for hobby farms.

  • Extra coverage for valuables like jewelry, furs and firearms.

Complaints 

Georgia Farm Bureau had far fewer than the expected number of complaints about auto insurance to state regulators relative to its size, according to three years’ worth of data from the National Association of Insurance Commissioners.

More about Georgia Farm Bureau Insurance 

Website: The Georgia Farm Bureau Insurance website lets you find an agent, get a quote, make premium payments and report claims. It has very few details about policy options and refers you to a local Farm Bureau agent.

App: Georgia Farm Bureau has apps for both Android and Apple devices. Through the app, you can pay premiums and start a claim. You can also connect with an agent, view your policy information and call for roadside assistance.

Other insurance from Georgia Farm Bureau

In addition to home and auto policies, you can get several other types of coverage through Georgia Farm Bureau Insurance, including:

  • Renters insurance.

  • Condominium insurance.

  • Farm insurance.

  • Recreational vehicle and ATV insurance.

  • Mobile home insurance.

  • Umbrella insurance.

  • Business insurance.

  • Commercial auto insurance.

Georgia Farm Bureau members may also qualify to purchase through third parties:

  • Motorcycle insurance.

  • Classic car insurance.

  • Flood insurance.

  • Watercraft insurance.

  • Landlord/rental property insurance.

  • Life insurance through Southern Farm Bureau Life, an affiliated company that operates in 11 states.

  • Dental insurance through Delta Dental.

  • Medicare supplement insurance through Family Life Insurance Company.

  • Preventive health screenings through Life Line Screening.

  • Telemedicine services through Teladoc.

  • Health insurance for small businesses, including sole proprietors, through Anthem Blue Cross and Blue Shield of Georgia.

Georgia Farm Bureau offers discounts for prescription drugs, LASIK eye surgery, air ambulance service, hearing aids and other products and services.

Frequently asked questions

You can get a quote online or through an agent.

Georgia Farm Bureau Insurance sells policies only to Georgia residents.

You can report a claim on the Georgia Farm Bureau Insurance website or by calling an agent at 855-432-2567. You can also start a claim on the mobile app.

Methodology

Insurer complaints methodology

NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2021-2023. To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC. Ratios are determined separately for auto, home (including renters and condo) and life insurance.

Auto insurance ratings methodology

NerdWallet’s auto insurance ratings reward companies for customer-first features and practices. Ratings are based on weighted averages of scores in several categories, including financial strength, consumer complaints and discounts. Our “ease of use” category looks at factors such as website transparency and how easy it is to file a claim. Using our editorial discretion, we also consider customer satisfaction surveys. These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines and full ratings methodology for auto insurance.

In this review . . .