Allwell Medicare Advantage 2024-2025 Review: Pros, Cons, Costs

Allwell Medicare Advantage pros and cons

Our full review

Wellcare by Allwell Medicare star ratings

Average star rating, weighted by enrollment: 3.44

Allwell Medicare Advantage plans are rated well below the industry average, with an average rating of 3.44 stars out of 5 from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by enrollment. For comparison, the average weighted star rating for plans from all providers is 3.95.

There is only one 2025 Wellcare by Allwell plan rated 4 stars. The rest of the provider's plans are rated 3.5 stars or lower^[0]

CMS maintains its own star ratings, which rank each plan from best (5 stars) to worst (1 star). The agency bases these ratings on plans’ quality of care and measurements of customer satisfaction, and ratings may change from year to year.

You can find a plan’s rating with Medicare's plan finding tool.

What does Allwell Medicare Advantage cost?

In 2025, nearly 7 in 10 standard Wellcare by Allwell plans with prescription drug coverage have no premium^[0]

(Most people pay this standard Part B amount, but if your income is above a certain threshold, you’ll pay the income-related monthly adjustment amount (IRMAA). Some Medicare Advantage plans cover part or all of your Part B premium.)

Requirements for copays, coinsurance and deductibles vary depending on your plan, location and the services you use. Other out-of-pocket costs to consider include:

• Whether the plan covers any part of your monthly Medicare Part B premium.

• The plan’s yearly deductibles and any other deductibles, such as a drug deductible.

• Copayments and/or coinsurance for each visit or service. For instance, there may be a $10 copay for seeing your primary doctor and a $45 copay for seeing a specialist.

• The plan’s in-network and out-of-network out-of-pocket maximums.

• Whether your medical providers are in-network or out-of-network, or how often you may go out of network for care.

• Whether you require extra benefits, and if the plan charges for them.

Here are examples of Wellcare by Allwell Medicare Advantage costs for three plans in a mid-range city:

To get a sense of costs, use Medicare’s plan finding tool to compare information among available plans in your area. You can select by insurance carrier to see only Allwell plans, or compare across carriers.

Wellcare by Allwell Medicare Advantage plan types

Allwell offers Medicare Advantage prescription drug plans as well as Medicare Advantage plans without drug coverage.

Plan availability may vary by county. Other plan offerings may include the following types:

Third-party ratings

J.D. Power Ranking

In its 2024 U.S. Medicare Advantage Study — the 10th it’s done so far — J.D. Power measured member satisfaction with Medicare Advantage plans based on eight factors ranging from level of trust to how well a provider resolves problems or complaints. The study was fielded in the 10 biggest state Medicare markets, and here’s how Wellcare (Allwell's brand) ranked in the states where it had enough market share to be considered^[0]

• California: 8th out of 8.

• Florida: 6th out of 6. 

• Georgia: 4th out of 4

• Illinois: 5th out of 5.

• Texas: 6th out of 6. 

Allwell Medicare Advantage service area

Wellcare by Allwell offers Medicare Advantage plans in 11 states.

Centene, Allwell’s parent company, is the fifth-largest Medicare Advantage provider among for-profit health plans. Allwell-branded plans cover about 170,000 Medicare beneficiaries^[0]

» MORE: Read our review of Wellcare Part D prescription drug plans

Wellcare by Allwell customer service

Allwell Medicare Advantage members can contact their plan’s customer service in a couple of ways:

• Call the Member Services number for your state.

• Fill out an online form.