Devoted Health Medicare Advantage 2024 Review: Pros, Cons, Costs

Devoted Health Medicare Advantage plans are available in 13 states and get above-average star ratings from CMS.

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The bottom line: Devoted Health is a fast-growing startup on the Medicare Advantage scene with higher-than-average star ratings, although many of its plans are too new to be rated and it's available in less than half of U.S. states. Jump to: Full Review

Devoted Health Medicare Advantage - Chapter

Devoted Health

4.66

CMS Star Rating

(855) 432-0512

TTY 711

Speak to a licensed insurance agent on askchapter.org
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Devoted Health Medicare Advantage pros and cons

Pros

Stellar star ratings: Devoted Health Medicare Advantage plans score a higher-than-average star rating from CMS — 4.66 for 2024 plans versus 4.04 for the industry as a whole. 

$0 plans: Most Devoted Health Medicare Advantage plans offer a $0 premium. 

Cons

Limited availability: Devoted Health offers Medicare Advantage plans in just 13 states.

Limited data: Devoted Health expanded plans into eight new states in 2023, so the majority of the provider’s plans are too new to be measured. Those plans have no star ratings. 

Medicare will have big changes in 2025. Shop around and Compare Medicare Advantage plans

Our full review

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Devoted Health Medicare Advantage plans' star ratings are well above average, but their member experience ratings are roughly average

Centers for Medicare & Medicaid Services. 2024 Star Ratings Data Tables (Jul 2 2024) (ZIP). Accessed Jul 15, 2024.
. Both scores come from the Centers for Medicare & Medicaid Services (CMS).

Devoted Health more than doubled its state availability in 2023 and added new counties in 2024. In total, however, Devoted’s plans are available in only 13 states.

Here’s what you should know about Devoted Health Medicare Advantage.

What are the star ratings for Devoted Health Medicare?

Average star rating, weighted by enrollment: 4.66

Devoted Health Medicare Advantage plans are rated well above the industry average, receiving an average rating of 4.66 stars out of 5 from CMS for 2024, weighted by enrollment. For comparison, the average weighted star rating for plans from all providers is 4.04

Centers for Medicare & Medicaid Services. 10.13.23 Fact Sheet - 2024 Medicare Advantage and Part D Ratings (PDF). Accessed Jul 15, 2024.
.

CMS maintains star ratings for Medicare Advantage plans on a 5-point scale, ranking plans from best (5 stars) to worst (1 star). The agency bases these ratings on plans’ quality of care and measurements of customer satisfaction, and ratings may change from year to year.

You can find a plan’s rating with the Medicare plan finding tool.

What does Devoted Health Medicare Advantage cost?

More than 8 in 10 Devoted Health Medicare Advantage plans (85%) that aren’t special needs plans (SNPs) have a $0 premium in 2024

Centers for Medicare & Medicaid Services. CY2024_Landscape_Files_Final_20240314 (ZIP). Accessed Jul 15, 2024.
. You'll also be responsible for paying your Medicare Part B premium, which is at least $174.70 per month in 2024.

(Most people pay this standard Part B amount, but if your income is above a certain threshold, you'll pay more. Some Medicare Advantage plans cover part or all of your Part B premium.)

Requirements for copays, coinsurance and deductibles vary depending on your plan, location and the services you use. Other out-of-pocket costs to consider include:

  • Whether the plan covers any part of your monthly Medicare Part B premium.

  • The plan’s yearly deductibles and any other deductibles, such as a drug deductible.

  • Copayments and/or coinsurance for each visit or service. For instance, there may be a $10 copay for seeing your primary doctor and a $45 copay for seeing a specialist.

  • The plan’s in-network and out-of-network out-of-pocket maximums.

  • Whether your medical providers are in-network or out-of-network, or how often you may go out of network for care.

  • Whether you require extra benefits, and if the plan charges for them.

To get a sense of costs, use Medicare’s plan-finding tool to compare information among available plans in your area. You can select by insurance carrier to see only Devoted Health plans or compare across carriers.

What are the different plan options offered by Devoted Health?

There are a few kinds of Devoted Health Medicare Advantage plans, and they vary in terms of structure, costs and benefits. Devoted Health offers Medicare Advantage prescription drug plans (MAPDs).

Plan offerings include the following types:

A health maintenance organization (HMO) generally requires that you use a specific network of doctors and hospitals. You may need a referral from your primary doctor in order to see a specialist, and out-of-network benefits are usually very limited.

HMO point of service (POS) plans are HMO plans that allow members to get some out-of-network services, but they’ll pay more for those services.

Preferred provider organization (PPO) plans provide the most freedom, allowing you to see any provider that accepts the insurance. You may not need to choose a primary doctor, and you don’t need referrals to see specialists. You can seek out-of-network care, although it may cost more than seeing an in-network doctor.

Special needs plans (SNPs) restrict membership to people with certain diseases or characteristics. Hence, the benefits, network and drug formularies are tailored to the needs of those members. Devoted Health offers two types of SNPs:

  • Chronic Condition SNP: Designed to meet the needs of members living with certain chronic conditions, such as diabetes, congestive heart failure and cardiovascular disease.

  • Dual-Eligible SNP: For people who are entitled to Medicare and who also qualify for assistance from a state Medicaid program.

Devoted Health Medicare Advantage service area

Devoted Health offers Medicare Advantage plans in 13 states — eight of which were added in 2023. Devoted Health operates in Alabama, Arizona, Colorado, Florida, Hawaii, Illinois, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee and Texas. In 2024, the provider expanded into 99 new counties.

Devoted Health covers about 199,000 Medicare Advantage beneficiaries

.

Compare Medicare Advantage providers

Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
Devoted Health Medicare Advantage - Chapter

Devoted Health

4.66

CMS Star Rating

Devoted Health has above-average star ratings from CMS, but recent expansion means many plans don't have score data yet.

(855) 432-0512 / TTY 711

M-F 8am-10pm EST, Sa-Su 9am-9pm EST

Speak to a licensed insurance agent on askchapter.org

GET A QUOTE

on NerdWallet

We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed above.

States available

13 states


Members in high-rated plans

High (90% or more)


Member experience

3.03 (Average)


States available

13 states


Members in high-rated plans

High (90% or more)


Member experience

3.03 (Average)


Pros

  • Above-average star ratings from CMS.
  • Most plans offer a $0 premium.

Cons

  • Offers plans in just 13 states.
  • Limited data on new plans (and the majority of plans are new).

Medicare will have big changes in 2025. Shop around and Compare Medicare Advantage plans