When you were young, a savings account taught you a valuable lesson. Now, you want one with a good interest rate. We’ve compiled offers from banks and credit unions, including some of our partners, to help you find the best savings account for you.

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Minimum balance for APYAPY

Savings Builder

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Savings Builder

CIT Bank
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Minimum balance for APY
$100
Member, FDIC

Account Details

  • Introductory Offer: Get 2.25% APY from the day the account is opened through the first Evaluation Day.
  • Continue earning 2.25% APY after the introductory offer by completing one of the following:
  • Maintain a balance of $25,000 or more.
  • Tier Boost - Make a monthly deposit of $100 or more.
  • Minimum opening deposit of $100
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
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Online Savings Account

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Online Savings Account

Citizens Access
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Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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Online Savings Account

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Online Savings Account

Barclays
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Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
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Online Savings Account

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Online Savings Account

HSBC
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Minimum balance for APY
$1
Member, FDIC

Account Details

  • Minimum deposit to open online is $1
  • There is no monthly maintenance fee
  • 24/7 online account access including Live Chat assistance
  • Deposit checks with your mobile device using HSBC Mobile Banking App
  • Move money quickly and access your funds using online transfers (Federal Reserve Regulation D Transaction Limitations apply)
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Online Savings

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Online Savings

Goldman Sachs Bank USA
Minimum balance for APY
$1
Member, FDIC

Online Savings

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Online Savings

Discover
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
  • To get your $150 or $200 Bonus offer:
  • What to do: Apply for your first Discover Online Savings Account by 1/14/19, online or by phone. Enter Offer Code NW1218 when applying. Deposit a total of $15,000 to earn a $150 Bonus or deposit a total of $25,000 to earn a $200 Bonus by 1/28/19. Maximum bonus eligibility is $200.
  • What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 2/11/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
  • See Discover's Website for more details.
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High Yield Savings Account

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High Yield Savings Account

American Express National Bank
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Minimum balance for APY
$1
Member, FDIC

Account Details

  • No fees/minimum balance
  • 24/7 account access via phone or web
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360 Money Market®

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360 Money Market®

Capital One
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Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • 360 Money Market®
  • One of the Nation's Top Rates Without Fees
  • Member FDIC
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Money Market Account

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Money Market Account

CIT Bank
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Minimum balance for APY
$100
Member, FDIC

Account Details

  • Higher rates than traditional banks
  • 24/7 Account Access
  • Secure banking features
  • FDIC Insured
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Savings Account

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Savings Account

Schwab Bank
Minimum balance for APY
$1
Member, FDIC