Nationwide Review: Checking, Savings and CDs

Margarette BurnetteJuly 30, 2020

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Overall bank rating



    NerdWallet rating 

    The bottom line:

    Nationwide’s deposit accounts are operated by Axos Bank. The Axos Bank and Nationwide partnership offers customers a variety of online options, including a high-yield savings account, an interest checking account — with no monthly fees — that reimburses up to $30 in ATM charges a month, and the My Checking account, which offers unlimited domestic ATM fee reimbursements.


    To compare savings rates at online banks, take a look at NerdWallet’s best high-yield online savings accounts, and check out other stellar options in NerdWallet’s roundup of the best checking accounts this month.


    • Earn up to 0.70% for its My Savings account.

    • No monthly fees on its interest checking account.

    • Large ATM network, plus domestic ATM fee reimbursements.


    • Only one branch.

    • Low rates on certificates of deposit.

    • $25 overdraft fee can be charged up to three times daily.


    NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.