U.S. Bank Business Cash Rewards Review: Ideal for Specific Spending

This card is no longer accepting applications. It offered 3% back on eligible gas station, office supply store and cell phone/service provider net purchases, plus 1% back on other spending.
By Sara Rathner 

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Our Take


NerdWallet rating 
The bottom line:

This card has been effectively replaced by the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®, which offers the same 1% to 3% rewards rates but a longer intro APR period.

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U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®
U.S. Bank Business Cash Rewards World Elite™ MasterCard®
Annual fee
Regular APR
13.99% - 22.99%* Variable APR
Intro APR
0% intro APR* on purchases and balance transfers for the first 12 billing cycles
Rec. credit score
690-850 (Good - Excellent)


NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Learn how NerdWallet rates credit cards.