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CSS Profile vs. FAFSA: How Are They Different?
All schools accept the FAFSA for federal aid, but only some accept the CSS Profile for state and institutional aid.
Elin Johnson covers student loans for NerdWallet. She has written about higher education news and policy since 2019 for BestColleges, WorkShift, New America, Inside Higher Ed, and The Chronicle of Higher Education. She is the former editor of The Cordova Times, and former content advisor to the Learn & Work Ecosystem Library. Her work has won awards from the Alaska Press Club and Student Press Law Center. She graduated from Linfield University with a bachelor’s degree in Journalism and Media Studies and International Relations.
Julie Myhre-Nunes leads the Auto Loans, Student Loans and Home Services teams at NerdWallet. Julie has over a decade of experience in personal finance. Before joining NerdWallet, she led editorial teams at Red Ventures and several startups. Her personal finance insights have been featured in Forbes, The Boston Globe and CNBC, while her writing has appeared in USA Today, Business Insider, Wired Insights and more.
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To get federal financial aid for college, you must submit the Free Application for Federal Student Aid, or FAFSA. But your school may also want you to submit the CSS Profile, an additional application that determines state and institutional financial aid.
The FAFSA determines your eligibility for federal aid like the Pell Grant, work-study and federal student loans if you attend most colleges that participate in the Title IV federal financial aid program. The application is also often required by states and schools for their own scholarship and grant programs.
The CSS Profile is only used by certain schools, listed on the CSS Profile site, as part of their financial aid process for aid like grants and scholarships.
Here's how the CSS Profile differs from the FAFSA.
CSS Profile vs. FAFSA
CSS Profile
FAFSA
Cost
$25 for the application and one report to a school. $16 for each additional report.
Free
Type of aid
Institutional
Federal, and sometimes state and institutional
Administrator
College Board
Department of Education
What information you have to submit
The FAFSA asks you to include information on your family’s assets and income to calculate your Student Aid Index, which is the amount your family is expected to be able to contribute toward paying for school.
The CSS Profile usually wants more information about your family’s finances than the FAFSA. For example, the CSS Profile will collect information on your family’s annual income as well as medical expenses and anything else that could affect your ability to pay. Also — unlike the FAFSA — if your parents are divorced you’ll need information from both of them, so they’ll each need to complete the CSS Profile separately. If you are unable to contact one of your parents, you can get a noncustodial parent waiver.
The applications are entirely separate. This means that submitting the CSS Profile does not impact your federal financial aid.
When you need to submit
Typically, both the FAFSA and the CSS Profile application open Oct. 1 the year before you need financial aid.
File the FAFSA as close to the start date as possible to improve your likelihood of getting the most grant, scholarship and work-study aid. The FAFSA deadline is June 30 after the school year in which you want aid.
The CSS Profile deadline is different for each school. But you should submit the application as soon as you can to be eligible for the most aid.
You must submit the FAFSA each year you plan to receive financial aid. You must also submit the CSS Profile each year, if the application is accepted by the school you attend.
Only students who meet the basic eligibility criteria can submit the FAFSA. Any student who is a U.S. citizen or eligible noncitizen will qualify for some federal student aid, even if that only means federal loans.
The CSS Profile is available to citizens as well as international student applicants.
How much it costs
The FAFSA is free to apply, but some of the aid you can receive will need to be paid back. Grants, scholarships and work-study do not need to be repaid, but federal student loans do.
The CSS Profile costs $25 to submit for one school. You’ll pay an additional $16 per school if you’re applying for aid elsewhere.
How you apply
Apply for the FAFSA on the Federal Student Aid website. You could also complete a PDF online, then print and send by mail.