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NerdWallet has the latest in student loans covered, from top-rated lenders for all variety of students to repayment options and finding out if you qualify for forgiveness.
The Student Aid Index helps colleges determine how much financial aid you can get after filling out the FAFSA.

Start with federal loans, which involves filling out the FAFSA to see aid and loan opportunities.

Undergraduates can borrow up to $57,500 in federal direct student loans. Starting in 2026, federal loan limits for graduate students and parents will change. Private loans usually max out at your school’s cost of attendance.

Numerous changes enacted by Congress and the White House will come into play. They have important implications for both new and existing borrowers.

High school graduates this year could take on $40,000 in student loan debt to obtain their bachelor's degree.


It’s simple to refinance private student loans with a different lender — and you might qualify for a lower interest rate.

Consider refinancing federal student loans only if you don't need federal benefits and can qualify for lower rates.

Student loan consolidation or refinance may be the best way to transfer your loans to another lender.

The Education Department has forgiven billions of dollars in student loans through existing programs. If you have federal debt and meet certain requirements, you may qualify.

The Saving on a Valuable Education (SAVE) student loan repayment plan has ended. Here's what you should know and next steps to take.

The federal student loan interest rate for undergraduates in 2026-27 is 6.52% starting July 1.

With hundreds of articles and 30+ years of combined expertise, our team helps you make confident financial choices. Discover more from NerdWallet's writers and strategists.

With the SAVE plan ending, and some borrowers seeing their monthly payment increase, now is the time to reevaluate your budget and repayment plan options.


Federal loans are available to undergraduate and graduate students, as well as to parents of students. If federal loans don’t cover the cost of college, you may be able to borrow private loans.


Unnecessary student loan debt relief services and debt relief scams have cost borrowers millions — and unsolicited calls, texts and emails are among the red flags to watch out for.


If your credit is making it tough to borrow private student loans, you can consider federal loans or a co-signer.


High school graduates heading to college in fall 2026 could borrow $43,000 in student loans for their bachelor’s degree.


How much you can take out in graduate school loans is capped depending on your program type.


Parents planning on taking out parent PLUS Loans should expect the terms and limits to change on July 1, 2026.


Many borrowers on the popular Biden-era SAVE plan will be making payments for the first time in two years.


Numerous changes enacted by Congress and the White House will come into play. They have important implications for both new and existing borrowers.


Here's a rundown of what is — and isn't — changing as the Trump administration breaks up the ED.


A low income can make paying for college difficult, but you have options.


Learn details about the Repayment Assistance Plan and how it compares to other student loan repayment options.


Think long-term to pay off your grad school debt — or get it forgiven.


High school graduates this year could take on $40,000 in student loan debt to obtain their bachelor's degree.


PSLF isn’t going anywhere yet. For now, keep records of your payments and employment.


The PAYE and ICR student loan repayment plans are going away. Here’s your guide on what to do before the July 2028 deadline.


Federal student loan policy is evolving fast. For borrowers, both current and future, here’s what you need to know.


The FAFSA Submission Summary is a document that contains your financial aid eligibility and a summary of your FAFSA responses.


The PSLF Buyback program enables borrowers working in eligible public service jobs to reclaim months that weren’t counted toward student loan forgiveness.


The Saving on a Valuable Education (SAVE) student loan repayment plan has ended. Here's what you should know and next steps to take.
