
Guide to Grants for College
Grants are offered by the federal government, states and colleges to help lower-income students pay for school.

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NerdWallet has the latest in student loans covered, from top-rated lenders for all variety of students to repayment options and finding out if you qualify for forgiveness.
The PAYE and ICR student loan repayment plans are going away. Here’s your guide on what to do before the July 2028 deadline.

The PSLF Buyback program enables borrowers working in eligible public service jobs to reclaim months that weren’t counted toward student loan forgiveness.

Legacy federal student loan borrowers can stay on IBR, even as other income-driven plans go away in 2028. Before choosing IBR, compare it with the newest repayment plan called RAP.

The PAYE and ICR student loan repayment plans are going away. Here’s your guide on what to do before the July 2028 deadline.

The PSLF Buyback program enables borrowers working in eligible public service jobs to reclaim months that weren’t counted toward student loan forgiveness.

Legacy federal student loan borrowers can stay on IBR, even as other income-driven plans go away in 2028. Before choosing IBR, compare it with the newest repayment plan called RAP.

How much you can take out in graduate school loans is capped depending on your program type.

The FAFSA Submission Summary is a document that contains your financial aid eligibility and a summary of your FAFSA responses.

Military families have more financial aid opportunities than the general public — if you plan ahead.

The PAYE and ICR student loan repayment plans are going away. Here’s your guide on what to do before the July 2028 deadline.

The PSLF Buyback program enables borrowers working in eligible public service jobs to reclaim months that weren’t counted toward student loan forgiveness.

Legacy federal student loan borrowers can stay on IBR, even as other income-driven plans go away in 2028. Before choosing IBR, compare it with the newest repayment plan called RAP.

With hundreds of articles and 30+ years of combined expertise, our team helps you make confident financial choices. Discover more from NerdWallet's writers and strategists.

Stretching your repayment term can lower your monthly payment — but you'll pay more in interest over the life of the loan.


Your school's preferred lender list doesn’t just recommend private student loan lenders. It can also be a starting point for your own research.


With the SAVE plan ending, and some borrowers seeing their monthly payment increase, now is the time to reevaluate your budget and repayment plan options.


Federal loans are available to undergraduate and graduate students, as well as to parents of students. If federal loans don’t cover the cost of college, you may be able to borrow private loans.


Unnecessary student loan debt relief services and debt relief scams have cost borrowers millions — and unsolicited calls, texts and emails are among the red flags to watch out for.


If your credit is making it tough to borrow private student loans, you can consider federal loans or a co-signer.


High school graduates heading to college in fall 2026 could borrow $43,000 in student loans for their bachelor’s degree.


How much you can take out in graduate school loans is capped depending on your program type.


Parents planning on taking out parent PLUS Loans should expect the terms and limits to change on July 1, 2026.


Many borrowers on the popular Biden-era SAVE plan will be making payments for the first time in two years.


Here's a rundown of what is — and isn't — changing as the Trump administration breaks up the ED.


A low income can make paying for college difficult, but you have options.


Learn details about the Repayment Assistance Plan and how it compares to other student loan repayment options.


High school graduates this year could take on $40,000 in student loan debt to obtain their bachelor's degree.


The PAYE and ICR student loan repayment plans are going away. Here’s your guide on what to do before the July 2028 deadline.


Federal student loan policy is evolving fast. For borrowers, both current and future, here’s what you need to know.


The FAFSA Submission Summary is a document that contains your financial aid eligibility and a summary of your FAFSA responses.


The PSLF Buyback program enables borrowers working in eligible public service jobs to reclaim months that weren’t counted toward student loan forgiveness.


The Saving on a Valuable Education (SAVE) student loan repayment plan has ended. Here's what you should know and next steps to take.


Home equity could provide an ample source of college funding, but borrowing against it is a financially risky move.
