What Is Discretionary Income?
Discretionary income is the money left over after necessary expenses. It can determine your student loan payments.
What Is the Student Aid Index?
The Student Aid Index helps colleges determine how much financial aid you can get after filling out the FAFSA.
Default Resolution Group: What It Can Do for Your Student Loans
The Default Resolution Group services student loans in default, including help with rehabilitation or consolidation.
Can You Pay Off Student Loans in One Lump Sum?
You can pay off student loans early with one lump sum. Use our student loan lump-sum payment calculator to see how much you could save.
Can You Use a Personal Loan to Pay Off Student Loans?
If you find a lender that allows it, you can use a personal loan to pay off student loans — but it's not usually a good idea.
How Can I Get Rid of Student Loans Without Paying?
There’s no simple way to get rid of student loans without paying, but there are forgiveness options if you can qualify.
What Are FFELP Student Loans?
Government-backed FFELP student loans were discontinued in July 2010, but millions of borrowers are still repaying them.
Is Sallie Mae a Federal or Private Loan?
Sallie Mae provides private student loans. Federal loans formerly managed by Sallie Mae were moved to other servicers.
What Happens if You Don’t Pay Student Loans?
When you don't pay student loans, you eventually default, which damages your credit, among other consequences.
How To Get a Disability Discharge for Student Loans
The government has erased $14.1 billion in student loans for 548,000 borrowers through the Total and Permanent Disability Discharge program.
If Your College Closes, What Happens to Your Debt?
Do You Have to Pay Student Loans in Graduate School?
Student loans usually aren’t due during graduate school, but paying them can decrease the amount you owe.
What Is Cost of Attendance and How Do Colleges Use It?
Cost of attendance is determined by your college and affects financial aid and student loan maximums.
How to Make FAFSA Corrections and Updates
You can update the FAFSA after it is processed to correct a mistake or add or delete schools that receive your information.
College-Bound Students Could Face $37,200 in Loans. Here’s How to Ease the Load
It's unclear what campuses will look like this fall, but students will still depend on loans to pay for college.
Unemployment Deferments for Student Loans: Key Info and Upcoming Changes
To receive unemployment deferment of student loans, you must be receiving unemployment benefits or looking for a job. The program is ending for new borrowers in 2027.
Can You Make Interest-Only Payments on Student Loans?
Making interest-only payments on student loans can decrease the amount you repay overall.
Student Loans in Divorce: What Happens to the Debt?
Any student debt you had before you got married will remain yours after a divorce.
Can You Consolidate Your Spouse’s Student Loans With Yours?
Federal spousal consolidation is no longer available. Here are your options now.
Parent PLUS Loan Deferment: Do You Have to Pay Right Away?
You can defer parent PLUS loans while your child is in school at least half-time and up to six months after.