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Student Loans

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Aidvantage Customer Service: What It Can Do and How to Contact

Aidvantage is a federal student loan servicer that manages loans. You can reach their customer service department at: 800-722-1300.

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Anna Helhoski, Eliza Haverstock

How to Reduce Student Loan Debt

Extra payments, employer assistance and refinancing are just a few ways to reduce student loan debt.

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Cecilia Clark

What Happens Next If Your Student Loans Are Forgiven?

If your federal student loans are forgiven, you could get a refund, and you might see your credit score dip.

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Anna Helhoski

How to Go Back to School With Defaulted Student Loans

You can’t go back to school with defaulted student loans until you get out of default.

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Anna Helhoski

How to Transfer Student Loans to Another Lender

Student loan consolidation or refinance may be the best way to transfer your loans to another lender.

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Cecilia Clark, Lisa Mulka

College-Bound Grads Could Exit With $38K Student Loan Debt

There are a number of ways to cut down on the amount borrowed for a bachelor's degree before, during and after college.

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Erin El Issa

College Costs Far Outpace Wages Many Students Could Earn

Working can help cover college costs, but avoiding student loan debt with a part-time job is nearly impossible.

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Elizabeth Renter

What Is Discretionary Income?

Discretionary income is the money left over after necessary expenses. It can determine your student loan payments.

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Cecilia Clark

What Is the Student Aid Index?

The Student Aid Index helps colleges determine how much financial aid you can get after filling out the FAFSA.

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Eliza Haverstock, Lisa Mulka

Default Resolution Group: What It Can Do for Your Student Loans

The Default Resolution Group services student loans in default, including help with rehabilitation or consolidation.

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Anna Helhoski, Eliza Haverstock

Can You Pay Off Student Loans in One Lump Sum?

You can pay off student loans early with one lump sum. Use our student loan lump-sum payment calculator to see how much you could save.

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Ryan Lane

Can You Use a Personal Loan to Pay Off Student Loans?

Using a personal loan to pay off student loans may cost you more money overall — if you find a lender that offers it.

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Ryan Lane

How to Get Your Parent Off the Hook for Your Student Loans

Refinancing and co-signer release can get a parent's name off of student loans.

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Ryan Lane

How Can I Get Rid of Student Loans Without Paying?

There’s no simple way to get rid of student loans without paying, but there are forgiveness options if you can qualify.

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Anna Helhoski

What Are FFELP Student Loans?

Government-backed FFELP student loans were discontinued in July 2010, but millions of borrowers are still repaying them.

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Eliza Haverstock, Cecilia Clark, Anna Helhoski

Is Sallie Mae a Federal or Private Loan?

Sallie Mae provides private student loans. Federal loans formerly managed by Sallie Mae were moved to other servicers.

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Cecilia Clark, Eliza Haverstock

What Happens if You Don’t Pay Student Loans?

When you don't pay student loans, you eventually default, which damages your credit, among other consequences.

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Eliza Haverstock, Anna Helhoski

How Do I Know If My Student Loans Are Federal?

Visit studentaid.gov to find out whether your student loans are federal.

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Cecilia Clark

How To Get a Disability Discharge for Student Loans

The government has erased $14.1 billion in student loans for 548,000 borrowers through the Total and Permanent Disability Discharge program.

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Anna Helhoski, Colin Beresford, Eliza Haverstock

If Your College Closes for Good, What Happens to Your Debt?

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Anna Helhoski