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Student Loans

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Do You Have to Pay Student Loans in Graduate School?

Student loans usually aren’t due during graduate school, but paying them can decrease the amount you owe.

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Ryan Lane, Trea Branch

Are Student Loan Debt Relief Services Legit?

You never have to pay for legit student loan help no matter how real a company seems.

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Liza Carrasquillo

What Is Cost of Attendance and How Do Colleges Use It?

Cost of attendance is determined by your college and affects financial aid and student loan maximums.

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Cecilia Clark, Eliza Haverstock

How to Make FAFSA Corrections and Updates

You can update the FAFSA after it is processed to correct a mistake or add or delete schools that receive your information.

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Anna Helhoski, Eliza Haverstock

College-Bound Students Could Face $37,200 in Loans. Here’s How to Ease the Load

It's unclear what campuses will look like this fall, but students will still depend on loans to pay for college.

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Elizabeth Renter

Unemployment Deferments for Student Loans: Key Info and Upcoming Changes

To receive unemployment deferment of student loans, you must be receiving unemployment benefits or looking for a job. The program is ending for new borrowers in 2027.

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Ryan Lane, Eliza Haverstock

Can You Make Interest-Only Payments on Student Loans?

Making interest-only payments on student loans can decrease the amount you repay overall.

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Julie Myhre-Nunes, Lisa Mulka

Student Loans in Divorce: What Happens to the Debt?

Any student debt you had before you got married will remain yours after a divorce.

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Anna Helhoski

Can You Consolidate Your Spouse’s Student Loans With Yours?

Federal spousal consolidation is no longer available. Here are your options now.

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Lisa Mulka

Parent PLUS Loan Deferment: Do You Have to Pay Right Away?

You can defer parent PLUS loans while your child is in school at least half-time and up to six months after.

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Ryan Lane

Can I Co-Sign a Student Loan With Bad Credit?

With bad credit you won’t be able to co-sign a student loan, but there are other options.

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Anna Helhoski

Will You Face a ‘Student Loan Forgiveness Tax Bomb’?

Your student loan forgiveness may be taxable after 2025. Use the extra time on an income-driven repayment plan to save for a potential tax bomb.

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Eliza Haverstock, Lisa Mulka

American Education Services Customer Service: What It Can Do and How to Contact

American Education Services manages FFELP loans for the federal government.

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Anna Helhoski, Eliza Haverstock

What Is the Average Student Loan Debt for Graduate School?

The average student loan debt for all graduate school borrowers is $77,300, not including undergraduate loans.

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Ryan Lane

How to Get a Health Professions Student Loan

You must demonstrate financial need and attend a participating school to receive a health professions student loan.

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Ryan Lane

What Happens to Student Loans When You Die?

When you die, your loans are usually forgiven. But the rules will depend on what type of loan you have.

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Anna Helhoski

How to Pay for Vet School

Most students pay for vet school with student loans, but take steps to minimize how much you borrow.

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Ryan Lane

How Much Is Vet School?

Students pay less at in-state vet schools, but still spend more than $200,000 for a D.V.M. on average.

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Ryan Lane

7 Ways to Pay for College If Your Financial Aid Isn’t Enough

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Kat Tretina

How to Consolidate Your Student Loans

You can consolidate multiple federal student loans into a single, new federal loan on studentaid.gov. To consolidate (or refinance) private student loans, go directly to a private lender.

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Laura McMullen, Trea Branch