How to Pay for College: 8 Strategies to Cover Costs
To pay for college, submit the FAFSA to access grants, scholarships and work-study before taking out student loans.
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14 Student Loan Forgiveness Programs for 2026: Do You Qualify?
The Education Department has forgiven billions of dollars in student loans through existing programs. If you have federal debt and meet certain requirements, you may qualify.
When Is the FAFSA Deadline?
The federal FAFSA deadline is June 30 each year, but states and colleges often have earlier deadlines. The 2026-27 FAFSA is due by June 30, 2027.
What Is a Private Student Loan?
Private loans are offered by banks, credit unions and online lenders.
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How to Pay for Law School
Use federal student loans before private loans to pay for law school if free financial aid won’t cover your costs.
Student Loan Rehabilitation: What It Is and When to Use It
You can rehabilitate defaulted federal student loans to get them back in good standing. And starting in 2027, you can rehabilitate up to two times, instead of one.
What Happens If You Miss a Student Loan Payment?
A missed student loan payment results in late fees and eventually your loan will default.
6 Things to Know About Student Loans Before You Start School
Max out federal student loans before you apply for private loans — and only borrow what you need and can repay.
How to Defer Student Loans — And Whether You Should
Temporarily deferring payments may be necessary during a rough time, but it's not a great long-term solution.
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8 Money Tips for New College Grads
Learn how to spend, save and invest your first job income while paying down debt.
How To Recertify Income-Driven Repayment
If you're enrolled in a student loan repayment plan based on your income, you must recertify your financial information each year.
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Income-Driven Repayment: Is It Right for You?
Can't afford federal student loan payments? Qualify for Public Service Loan Forgiveness? IDR might be right for you — but options will change in 2026.
Student Loans: Standard Repayment Plan Changes
As of July 1, 2026, there are two versions of the standard plan: the legacy Standard Repayment Plan and the new Tiered Standard Repayment Plan. Learn which one applies to you.
What Are Graduated and Extended Graduated Repayment Plans for Student Loans?
Graduated and extended graduated repayment plans can lower your monthly payments initially, but they can also lead to larger bills.
Can Student Loans Take My Tax Refund?
If your federal loans are in default, the government can withhold your tax refund and apply it toward repayment.
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Student Loan Wage Garnishment: What It Is and How to Stop It
Wage garnishment can take up to 15% of your paycheck, but it's possible to get your loans out of default.
How to Refinance Student Loans in 7 Steps
Start the loan refinancing process by researching lenders and comparing rates. Ultimately, you want a lower rate than what you currently pay.
How to Pay Off Student Loans Fast: 7 Strategies for 2026
Extra payments will help pay off student loans fast in 2026, but you can also refinance to save on interest on private loans.
How to Take Out Student Loans Without Your Parents
You can still take out both federal and private student loans even without your parent's financial information.
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Are You Eligible for a Parent PLUS Loan?
To meet Parent PLUS loan eligibility, you must be a parent, meet federal loan qualifications and not have adverse credit history.