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Student Loans

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Nelnet Customer Service: What It Can Do and How to Contact

Nelnet is a federal student loan servicer that manages loans and borrower payments.

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Anna Helhoski, Lisa Mulka

CSS Profile: Everything You Need to Know for 2025-26

Hundreds of colleges use the CSS Profile to award institutional grants and scholarships to students. The 2025-26 form opened on Oct. 1, 2024.

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Anna Helhoski, Eliza Haverstock

Which to Borrow: Subsidized vs. Unsubsidized Student Loans

Anyone can borrow unsubsidized federal loans, but those who qualify for subsidized loans save more money in interest.

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Anna Helhoski

How to Get Forgiveness for Your Perkins Loans

Perkins loan holders who work in a public service position are eligible to have their student debt forgiven.

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Anna Helhoski, Eliza Haverstock

What Is In-State Tuition For College?

In-state tuition can cost thousands of dollars less than out-of-state or private universities, but you need to establish residency first. Here’s how.

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Kat Tretina, Eliza Haverstock

Public Service Loan Forgiveness: What to Know in 2026

If you work for a qualifying public service employer, PSLF could be your best path to federal student loan forgiveness. Here's what to know about the program and the 2026 changes affecting it.

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Shannon Bradley

Do You Have to Fill Out the FAFSA Every Year?

You must submit the FAFSA every year you're in college if you want to receive aid.

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Anna Helhoski

Satisfactory Academic Progress: What It Is, How to Appeal

Satisfactory academic progress (SAP) is the standard students must meet to remain eligible for federal financial aid.

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Teddy Nykiel

FAFSA Checklist: The Documents You Need for 2026-27

This FAFSA checklist can help you determine which documents you may need to complete the 2026-27 form.

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Whitney Vandiver, Anna Helhoski

What Is Work-Study?

Work-study is a federal student aid program for college students with financial need that helps them get part-time jobs.

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Teddy Nykiel, Lisa Mulka

How Much Financial Aid Can I Get?

You can use the Federal Student Aid Estimator and a net price calculator to estimate your financial aid.

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Anna Helhoski

Federal vs. Private Student Loans: Compare Key Differences

Federal student loans offer payment relief and forgiveness options that are not available for private loans.

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Eliza Haverstock

What Happens to Student Loans When You Get Married?

Marriage could mean a higher student loan payment, depending on your repayment plan.

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Anna Helhoski, Eliza Haverstock

Should I Marry Someone With Student Loan Debt?

Marrying someone with student debt could impact your future financial plans.

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Anna Helhoski

States With Free College Programs

A roundup of state-sponsored, tuition-free college scholarship programs.

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Anna Helhoski, Colin Beresford

Student Loan Repayment Plans: Current Options and Coming Changes

Borrowers should expect major changes to their student loan repayment options beginning July 1, 2026.

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Shannon Bradley

Can a Student Loan Lawyer Help Me?

A student loan lawyer can analyze your debt troubles and fight on your behalf if you’re being sued.

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Anna Helhoski, Eliza Haverstock

Do Student Loans Affect Your Credit Score?

If you pay as agreed, student loans can help your credit score. But missteps can hurt it.

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Bev O'Shea, Eliza Haverstock

When Should You Refinance Student Loans

It's smart to refinance private student loans as soon as you can get a lower rate than you currently have.

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Cecilia Clark

Filling Out the FAFSA: I’m a Citizen, But My Parents or Spouse Are Undocumented Immigrants

Here’s how U.S. citizen students with undocumented parents can submit the 2026-27 FAFSA.

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Whitney Vandiver