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Student Loans

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How to Change Student Loan Servicers

You can change student loan servicers only when you consolidate your loans or apply for Public Service Loan Forgiveness.

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Anna Helhoski, Eliza Haverstock

How to Refinance Student Loans in 7 Steps

Start the loan refinancing process by researching lenders and comparing rates. Ultimately, you want a lower rate than what you currently pay.

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Teddy Nykiel

Income Share Agreements: What Are They, and How Do They Work?

An ISA is a student loan in which you receive education funding in exchange for a portion of your post-grad salary.

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Ryan Lane, Colin Beresford

How Can International Students Get Loans?

International students can get federal loans only if they are eligible noncitizens. But there are multiple private loans available.

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Anna Helhoski

How to Pay Off Student Loans Fast: 7 Strategies for 2026

Extra payments will help pay off student loans fast in 2026, but you can also refinance to save on interest on private loans.

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Eliza Haverstock

How Can I Get a CSS Profile Fee Waiver?

Get a CSS Profile fee waiver if you had an SAT fee waiver, if your family income qualifies, or if you’re an orphan.

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Anna Helhoski

How to Take Out Student Loans Without Your Parents

You can still take out both federal and private student loans even without your parent's financial information.

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Anna Helhoski, Lisa Mulka

What Credit Score Is Needed for a Student Loan?

You don't need a credit score to get a federal student loan, but you will need one for a private student loan.

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Anna Helhoski

Are You Eligible for a Parent PLUS Loan?

To meet Parent PLUS loan eligibility, you must be a parent, meet federal loan qualifications and not have adverse credit history.

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Anna Helhoski

Parent PLUS Loan Calculator

Use the parent PLUS loan calculator to estimate your monthly payments and find out how much you'll pay overall.

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Anna Helhoski

Student Loan Payoff Calculator: Extra Payments Can Save You Money

Use this student loan payoff calculator to see how extra payments can pay off student debt faster and cheaper.

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Laura McMullen

Should You Pay Off Student Loans or Invest?

It depends on your situation, including the type of student loans you have and your financial goals.

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Whitney Vandiver, Trea Branch

Should I Pay Off Student Loans Early?

Save for emergencies and retirement, and get rid of credit card debt, before paying off student loans early.

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Liza Carrasquillo

What Is Capitalized Interest on Student Loans?

Capitalized interest is unpaid interest that's added to your student loan, increasing the total you repay.

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Anna Helhoski

3 Ways to Lower Your Student Loan Interest Rate

Refinancing and lender discounts can lower the interest rate on your student loans.

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Ryan Lane

Biweekly Student Loan Payment Calculator: Knock Out Debt Faster

Biweekly payments are an easy way to speed up repayment on your student loans.

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Ryan Lane, Lisa Mulka

Which Student Loan Should You Pay Off First?

Paying off high-interest student loans first will save you the most money.

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Ryan Lane, Lisa Mulka

Student Loan Forbearance: How It Works and Who Is Eligible

Student loan forbearance can temporarily stop or lower your payments, but it usually increases the amount you owe.

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Eliza Haverstock, Anna Helhoski

How to Get Fast Student Loans For Last-Minute College Costs

If you need a quick student loan in an emergency, borrow from the federal government, your college or private lenders.

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Anna Helhoski, Eliza Haverstock

How to Calculate Monthly Student Loan Interest

Use this student loan interest calculator to understand how much you're really paying for college each month.

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Eliza Haverstock, Teddy Nykiel