
PSLF Buyback: Reclaim Missed Payments for Student Loan Forgiveness
The PSLF Buyback program enables borrowers working in eligible public service jobs to reclaim months that weren’t counted toward student loan forgiveness.


SAVE Lawsuits: SAVE Ends, Borrowers Must Switch Plans
The SAVE student loan repayment plan is ending. Here's what you should know and next steps to take.


Should You Use a HELOC to Pay Your Kid’s College Tuition?
Home equity could provide an ample source of college funding, but borrowing against it is a financially risky move.


2024 High School Grads Could Face Nearly $37K in College Debt


How Children of Veterans Can Go to College for Free
Military families have more financial aid opportunities than the general public — if you plan ahead.


States That Will Pay Off Your Student Loans
Purchasing a home or working in healthcare, education or legal fields could lead to state student loan assistance. But, weigh the pros and cons first.


How Much It Costs To Study Abroad (and How To Pay for It)
The average study abroad semester costs up to $15,000, but there are ways to lower the bill.


What to Do Instead of College: 6 Alternatives to Consider
Options like community college, apprenticeships and volunteering can set you up for a career — no bachelor’s degree needed.


How to Complain About Your Student Loan Bill
If you can’t resolve an issue directly with your servicer, here’s how to file a student loan complaint that gets results.


What Are Perkins Student Loans?
If you’re still repaying Perkins loans, here are your options — including 100% loan forgiveness.


How to Manage Your Student Loans After a Layoff
If you lost your income and have federal loans, an income-driven repayment plan can temporarily shrink your payments to $0.


Does Failing a Class Affect Financial Aid?
Check your school’s academic performance policy to know what happens to your federal financial aid — from the FAFSA — if you fail a class.


2023 High School Grads Could Take on $37K in College Debt


6 Best Websites for Scholarships
Apply for as many scholarships as you qualify for to improve your chances of getting the most free money for college.


Heartland ECSI Student Loan Servicer: What It Can Do and How to Contact
Heartland ECSI manages federal Perkins student loans for the government.


Who Owns My Student Loans?
Find and connect with your student loan servicer to determine who owns your loan and the benefits available to you.


‘Fresh Start’ Program Helps Defaulted Student Loan Borrowers
Enrollment for the government’s Fresh Start program — which returns defaulted loans to "current" — closed Oct. 2, 2024.

College-Bound Grads Could Exit With Nearly $40K in Student Loan Debt
College-bound high school graduates will amass thousands in debt. Many will share this debt with their parents.


Can a College Withhold Transcripts?
Starting July 2024, most colleges are no longer allowed to withhold transcripts if you owe an unpaid balance or defaulted on a student loan.


Is Grad School Worth It?
Graduate school can be worth it if the degree substantially boosts your career and earnings potential.