The Chase Sapphire Preferred® Card is a midtier travel credit card with some solid benefits and points-earning potential, along with a $95 annual fee. Unfortunately, it does not include Priority Pass membership or regular entrance into Chase Sapphire Lounges or other airline-specific clubs.
If you want to stay within the Chase family of cards and you’re looking for lounge access, you’ll need the Chase Sapphire Reserve® card instead. Other card issuers also offer travel cards with lounge access and similar perks.
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Other ways to access airport lounges
If you're a Chase Sapphire Preferred® Card holder looking for lounge access, here are your options.
Upgrade your card
If you're looking for lounge access in the Sapphire family of cards, you’ll need to upgrade to the Chase Sapphire Reserve® card.
Here's how those cards stack up.
How the Sapphire cards compare
Annual Fee
Earn rates
• 5x points on all Chase Travel℠ purchases (exclusions apply).
• 5x on Lyft rides and Peloton equipment (for a limited time; terms apply).
• 3x points on dining, takeout and eligible delivery worldwide.
• 3x points for online grocery purchases (exclusions apply).
• 3x points for vacation homes booked through platforms like Airbnb and Vrbo.
• 3x points on gas and EV charging.
• 3x points on some streaming services.
• 2x points on all other travel.
• 1x point on all other purchases.
• 8 points per $1 spent on all travel booked through Chase.
• 4 points per $1 spent on bookings directly through an airline or hotel.
• 3 points per $1 spent on dining, takeout and eligible delivery worldwide.
• 1 point per $1 spent on all other purchases.
Travel credits
Other travel benefits
- Statement credit for Global Entry, TSA PreCheck or NEXUS application fee every four years.
- Travel protections, including auto rental coverage and baggage delay insurance.
- No foreign transaction fees.
- Priority Pass Select lounge access.
- Statement credit for Global Entry, TSA PreCheck or NEXUS application fee every four years.
- Credits toward select everyday purchases made with certain brands that include streaming, dining, entertainment, rideshare transportation and others.
- Travel protections, including auto rental coverage and baggage delay insurance.
- No foreign transaction fees.
Other benefits
- Complimentary DashPass for at least one year through Dec. 31, 2029.
- Complimentary DashPass for at least one year through Dec. 31, 2027.
Still not sure?
Because the Chase Sapphire Reserve® is a premium card, the annual fee is higher at $795 (and $195 for each authorized user), but many additional benefits help offset the cost, including the $300 annual travel credit that reimburses you for travel purchases.
Lounge access is included as part of the Priority Pass Select membership; Chase Sapphire Lounges are included as well. Current lounge locations include Boston, and New York’s LaGuardia and John F. Kennedy International airports.
Switch to another card issuer
If you're OK with leaving Chase, check out a travel card from another issuer that comes with lounge access. Some of our favorite cards that will get you into airport lounges include:
Other cards with lounge access
Annual fee
Lounge benefits
Learn more
Purchase lounge membership
Cardholders can pay out-of-pocket for a membership to a qualifying airline lounge program, including:
Priority Pass for $99-$469 annually, depending on your membership tier.
Delta Sky Club for $695 or 69,500 miles per year.
American Airlines’ Admirals Club individual annual memberships cost between $750-$850, depending on your elite status level.
United Club for $750-$1,400, or 94,000 miles to 175,000 miles. Prices may vary depending on your elite status level. Membership is included for United Club℠ Card holders.
Cardholders can also buy day passes at eligible lounges.
What else does the Chase Sapphire Preferred® Card offer?
While the Chase Sapphire Preferred® Card doesn't include lounge access, it does have a slew of other travel benefits.
Spending on the card earns Chase Ultimate Rewards® points, flexible points you can redeem for travel or other things like cash back or purchases.
You can then use those points in several ways, including transferring them to partners or redeeming them through Chase's travel portal.
For redemptions in Chase's portal, Chase Sapphire Preferred® Card holders can potentially get more value per point than they would if they didn’t have the card.
The Chase Sapphire Preferred® Card also includes several travel insurance benefits:
Trip cancellation and interruption insurance.
Baggage delay insurance.
Trip delay reimbursement.
Primary car rental collision damage waiver.
Emergency evacuation and transportation coverage.
Services for travel and emergency assistance.
» Learn more: Chase Ultimate Rewards®: How the program works
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Autograph® Card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: American Express Platinum Card®
Business travelers: Ink Business Preferred® Credit Card
