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Travel insurance can be a valuable benefit when you’re on a trip. With coverage such as trip delay insurance, lost baggage insurance and medical insurance, travel insurance can save you a lot of money when things go awry.
There is a wide variety of insurance providers out there, but does State Farm offer travelers insurance? The quick answer is no. Although State Farm does have several different types of insurance, including home, auto and life insurance, it doesn’t offer travel insurance.
Let’s take a look at State Farm’s insurance, some of the more common types they offer and other ways to acquire insurance while traveling.
Types of State Farm insurance
Here is the full list of the types of insurance offered by State Farm:
State Farm insurance coverage offerings
- Condo owners insurance.
- Hospital income insurance.
- Medicare supplement insurance.
- Pet insurance.
Though State Farm doesn't technically offer travel insurance, it does offer rental car insurance and some coverage for travel expenses if your covered car is not drivable more than 50 miles from your home. This assumes your vehicle has comprehensive or collision insurance.
If you’re looking specifically for travel insurance and aren't satisfied with State Farm's limited options, there are still many different companies who are willing to provide coverage.
» Learn more: How to find the best travel insurance
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Different types of travel insurance
Travel insurance is a broad term. There is a wide variety of insurances from which to choose when traveling, each designed to help cover unique situations. Some of the most common types of travel insurance include:
Common types of travel insurance
- Cancel For Any Reason insurance (commonly offered as an optional add-on when purchasing a policy).
The type of insurance you’ll want to purchase will depend on the trip you’re taking. Are you planning on some high-risk activities? Is there a good chance you’ll encounter a delay somewhere? Take these things into consideration when researching policies to ensure that you’re fully covered.
» Learn more: What does travel insurance cover?
Finding travel insurance
Because there is such an enormous variety in travel insurance, you’ll want to do your due diligence before purchasing a policy. This means you’ll want to get several quotes — from several different companies — to see what they offer.
Aggregators such as Squaremouth or InsureMyTrip can do the work for you. First, you’ll need to input your personal information, such as your age, dates of travel and destination. If you’re looking for trip cancellation insurance, you’ll also need to enter in how much the trip itself cost.
As an example, we entered a 3-week trip to Argentina for a 32-year-old woman from California. Squaremouth returned 38 different policies out of 104 options.
Without trip cancellation coverage, we received results as low as $13.72 for the trip.
At this rate, your travel insurance policy would cover:
- Up to $75,000 in emergency medical.
- $200 in baggage delay insurance.
- $600 for trip delays.
- $1,000 in personal item loss.
Changing the coverage to include trip cancellation brings up the price, but it’s still not astronomical. With the same trip parameters, we added in a trip cost of $9,000.
Squaremouth brought back 54 policies out of 104 options, the cheapest of which cost $48.86.
🤓 Nerdy Tip
If you travel frequently, consider purchasing an annual travel insurance plan. Though these are generally cheaper, they tend to provide fewer benefits than single-trip plans. You’ll also find travel insurance when making your travel plans; these will often be presented to you when booking, say, airline tickets. It’s optional, but you can add these on to your purchases if they suit your needs.
» Learn more: Best travel insurance companies right now
Cards that offer complimentary travel insurance
Although State Farm doesn’t offer travel insurance, you may already be covered. Many different travel cards will provide complimentary travel insurance when using your card to pay for the trip.
Coverage amounts and the types of insurance you’ll receive will vary depending on which card you hold, so you’ll want to check your guide to benefits if you’re relying on this insurance.
If you want to purchase travel insurance
State Farm offers plenty of different insurance policies — including some rental car and travel expense coverage as part of a comprehensive policy — but none of them provide travel insurance specifically.
Instead, you’ll want to look elsewhere to find a travel insurance plan that suits your needs. If you have a travel credit card, check out your guide to benefits to see the type of insurance it provides. Not all cards offer the same benefits, so it’s imperative that you read the fine print.
Otherwise, you’ll want to compare different travel insurance companies for rates, coverage and exclusions. Costs can vary greatly for the same trip, which makes it important to gather as many quotes as possible.
Once you’ve got your chosen policy, the only thing left to do is purchase your plan and enjoy your vacation.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
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