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The hotel credit on the American Express Platinum Card® is now more valuable, following an annual fee increase.
Effective Sept. 18, 2025, the card will offer up to $600 per calendar year — in semi-annual $300 credits — to spend at more than 3,100 hotels in the Fine Hotels and Resorts (FHR) program and The Hotel Collection. That's triple the amount it used to offer (see rates and fees). Terms apply.
And reservations made through these programs come with premium on-property benefits. In this article, we'll focus on the larger program of the two, FHR. With FHR bookings, you'll get:
- Daily breakfast for two.
- Noon check-in, when available.
- Guaranteed 4 p.m. checkout.
- Room upgrade, when available.
- $100 experience credit for food, beverage or spa services (varies by property).
- Terms apply.
While FHR can be pricey, these perks can more than make up the cost difference.
Here are some of our favorite FHR hotels worth booking with these credits.
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The Americas
Waldorf Astoria Costa Rica Punta Cacique
One of Hilton’s newest luxury properties, this resort melts into the Costa Rican landscape with its exotic pools, (complete with a waterslide for the kids), a fantastic spa, and exquisite Waldorf Astoria service.
The multilevel pools, quiet stretch of coastline, and proximity to the nearby towns of Coco and Playa Hermosa give guests endless options to explore the country’s signature Pura Vida lifestyle.
Why book with FHR:
- Complimentary breakfast for two.
- Guaranteed 4 p.m. check-out (a favorite for those heading back to the U.S. or Canada with afternoon flight departures).
- Room upgrade, if available.
JW Marriott Lima
Just across from the Larcomar shopping center and overlooking one of the most stunning aerial vistas of the Pacific Ocean on the South American coastline, JW Marriott Lima is the ideal base from which to start and end a visit to Peru. Its perfectly positioned club lounge on the 24th floor is ideal for business travelers who want to work or friends who want to gather over a complimentary glass of wine, coffee, and all-day snacks, all with stunning ocean views.
Why book with FHR (benefits for reservations of 2+ nights):
- $100 credit for the spa, dining, and resort activities.
- Complimentary breakfast buffet overlooking the beautiful Pacific Ocean.
- Ideal jumping-off point to Peru’s majestic landmarks.
- Noon check-in and late check-out, when available.
Middle East/Africa
Park Hyatt Marrakech
This tranquil desert oasis is set away from the bustle of the Medina of Marrakech — the city's old town — but it's still easy to reach by taxi. Its garden-like surroundings are actually part of a working farm that produces herbs, vegetables, and fruits for the menus.
Two stunning pools, one reserved for adults, plus a separate indoor spa (with a full roster of complimentary daily classes) are available to guests when they are not enjoying the cuisine.
Why book with FHR:
- $150 credit to be used on property during your stay.
- Complimentary breakfast for two.
- Free minibar.
- Complimentary valet parking for one vehicle.
Waldorf Astoria Ras Al Khaimah, UAE
Skip the tourist bustle of Dubai in favor of this luxury resort in Ras Al Khaimah where the blue Persian Gulf water meets stunning mountain scenery. The property features seven restaurants and lounges, two swimming pools, a beautiful beachfront, and special clubs for kids and teens.
Why book with FHR:
- Noon check-in, when available.
- Room upgrade, when available.
- Complimentary breakfast for two.
- Guaranteed 4 p.m. check-out.
- $100 food and beverage credit.
Europe
Park Hyatt London River Thames
While some London hotels are surrounded by buildings that obstruct views, this high-rise hotel offers some of the city’s best.
The location is also on the same side of the River Thames as Heathrow Airport, which means faster transfers. Offering an amazing indoor heated pool and ground-floor spa, this property is an excellent choice, especially for World of Hyatt fans.
Why book with FHR:
- Noon check-in, when available (a favorite of those arriving from the U.S. in the morning hours).
- $100 property credit.
- Complimentary daily breakfast for two.
- Guaranteed 4 p.m. check-out.
InterContinental Amstel Amsterdam
This beautiful palace-like city landmark, sitting along the Amstel River, is the perfect location when visiting Amsterdam, especially for IHG One Rewards members. The hotel is within walking distance of most of the city’s top museums and attractions, and offers stunning river views.
Why book with FHR:
- Complimentary breakfast for two.
- Noon check-in, when available.
- Guaranteed 4 p.m. check-out.
- $100 food and beverage credit to be used on property.
- Offer: Third night free when booking travel by Feb. 25, 2026.
Ritz Paris
Staying in one of the most famous hotels in the world becomes extra special when you load up on the FHR perks that come with booking through American Express. You are within walking distance of the most elite shops, restaurants, and landmarks, including the Louvre, the Jardin des Tuileries, and the Opera House. Use your property credit at the Hemingway Bar or for a lavish dinner in the Michelin-starred Espadon restaurant.
Why book with FHR:
- Noon check-in when available.
- Room upgrade, when available.
- Complimentary breakfast for two.
- Guaranteed 4 p.m. check-out.
- $100 food and beverage credit to be used on property.
Asia/Oceania
Park Hyatt Sydney
This iconic Sydney hotel offers unparalleled Opera House views. Located within walking distance of Circular Quay ferry terminal, you can easily explore the harbor, then end the day enjoying nearby shopping and dining.
Why book with FHR:
- Room upgrade, when available.
- Noon check-in, when available.
- Daily breakfast for two.
- US $100 credit to be used on property.
- Guaranteed 4 p.m. check-out.
Aman Tokyo
Aman’s resorts are known for extraordinary attention to detail and relaxing surroundings, qualities that extend to the brand’s urban properties in places like Bangkok, New York, and Tokyo.
Tokyo’s city-center locale offers beautiful views of the Imperial Gardens, the glittering Tokyo Skytree, and on clear days, Mount Fuji.
Why book with FHR:
- Daily breakfast for two.
- Noon check-in, when available.
- $100 credit to be used on property.
- Room upgrade, when available.
- Guaranteed 4 p.m. check-out.
St. Regis Goa Resort, India
Surrounded by 300,000 tropical plants and trees along 49 acres near Mobor Beach, this property exemplifies St. Regis’ signature butler service and high standards in a resort setting.
A stay here includes access to three pools, six restaurants, and breathtaking scenery. Plus, Marriott Bonvoy members can earn points during their stay.
Why book with FHR:
- Noon check-in, when available.
- Room upgrade, when available.
- Complimentary breakfast for two.
- Guaranteed 4 p.m. check-out.
- $100 credit to be used on property.
Take advantage of your $600 in annual AmEx hotel credits
These two annual $300 credits on American Express Platinum Card® can deliver outstanding value when booking through AmEx Fine Hotels + Resorts or The Hotel Collection. FHR bookings are a splurge, but the properties — and perks — can be well worth it.
To view rates and fees of the American Express Platinum Card®, see this page.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
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