We believe everyone should be able to make financial decisions with
confidence. While we don't cover every company or financial product on
the market, we work hard to share a wide range of offers and objective
editorial perspectives.
So how do we make money? Our partners compensate us for advertisements that
appear on our site. This compensation helps us provide tools and services -
like free credit score access and monitoring. With the exception of
mortgage, home equity and other home-lending products or services, partner
compensation is one of several factors that may affect which products we
highlight and where they appear on our site. Other factors include your
credit profile, product availability and proprietary website methodologies.
However, these factors do not influence our editors' opinions or ratings, which are based on independent research and analysis. Our partners cannot
pay us to guarantee favorable reviews. Here is a list of our partners.
5 Perks of Staying at a Walt Disney World Resort
By staying at a Disney resort, you get an enhanced experience overall — and could even save money in the process.
After spending seven years in the U.S. Air Force as an Arabic linguist, Carissa is now a freelance writer using points and miles to fund a four-year (and counting!) adventure. She previously worked as a reporter for The Points Guy. Her writing has since been featured in numerous publications, including Forbes, Business Insider, and The Balance. When she's not flying, you'll usually find her in a Priority Pass lounge somewhere, sipping tea and cursing slow Wi-Fi.
Chris Burkhardt is a former freelance editor for NerdWallet, helping with travel and credit card related content. A graduate of the University of Oregon, Chris has been a writer, editor, videographer and more in his 10 years as a journalist. Prior to joining the NerdWallet team in 2021, Chris was a digital media producer for NBC Sports — where his numerous trips around the country covering major sporting events helped his understanding of the travel world.
When not editing articles for NerdWallet, Chris can be heard hosting sports talk radio on iHeart Radio’s Rip City Radio 620 or running the digital content for the Oregon School Activities Association.
Chris is based in Portland, Oregon.
Updated
How is this page expert verified?
NerdWallet's content is fact-checked for accuracy, timeliness and
relevance. It undergoes a thorough review process involving
writers and editors to ensure the information is as clear and
complete as possible.
This page includes information about these cards, currently unavailable on
NerdWallet. The information has been collected by NerdWallet and has not
been provided or reviewed by the card issuer.
A trip to Walt Disney World in Florida can be a magical experience all on its own, but if you’re looking to add a little something more to your vacation, you may want to consider staying on Disney property. With a wide variety of hotels around the world, there are plenty of options. However, the best perks of staying at a Disney resort come when spending time at Disneyland or Walt Disney World.
Here's a look at some of the best benefits of staying at a Disney resort, including early park entry, priority Lightning Lane access and more.
Subscribe to our free TravelNerd newsletter for inspiration, tips and money-saving strategies, delivered straight to your inbox.
By signing up, you will receive newsletters and promotional
content and agree to our Terms of Use
and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.
1. Early park entry
Cinderella Castle inside Magic Kingdom at Walt Disney World Resort. (Photo by Sally French)
If maximizing your time at theme parks is at the top of your list, you’ll want to take advantage of this benefit. Known in the past as Extra Magic Hour, this perk used to allow resort guests early or late entry to a rotating selection of Walt Disney World’s theme parks. Nowadays, the benefit has changed; rather than being limited to a single park per day, resort guests can opt to enter any of Disney’s four parks thirty minutes before opening.
🤓Nerdy Tip
Early park entry is also granted to some select non-Disney resorts, including options from Marriott, Hilton and Wyndham.
The monorail passes by Disney's Grand Floridian Resort & Spa. (Photo courtesy of Walt Disney World)
Orlando is a sprawling city with a population of over 300,000 people. You’ll find a wide range of hotels, some at far distances away from Disney World. This means it’s easy to run up a bill when navigating to Walt Disney World, whether you’re grabbing an Uber or renting a car and paying to park.
Those staying at Disney World don’t have this problem; each Disney resort provides its own complimentary transportation to the theme parks as well as to Disney Springs.
Considering parking at the theme parks costs a minimum of $25 per day, the value of this benefit can quickly add up — and that doesn’t factor in the cost to park your car at the resort.
Pastries served at The Crystal Palace at the Magic Kingdom. (Photo courtesy of Walt Disney World)
Ever heard of the Disney Dining Plan? Although it’s not currently available, it’s arguably one of the best benefits of staying on Disney property — especially if you love food.
Available exclusively to Disney resort guests, a Disney Dining Plan allows guests to prepay fixed pricing for their meals. Then, they receive credits good toward food, snacks and restaurants within Disney World. Much like an all-inclusive resort, Disney Dining Plans can help travelers budget their costs ahead of time. Even better, there are plenty of websites out there aimed at helping you maximize your credits, and savvy diners can even come out ahead on their purchases.
There are different tiers of Dining Plans based on how you and your fellow travelers eat; the cheapest options include fast-casual dining, while more expensive options allow for sit-down meals.
4. First dibs on restaurant reservations, including character meals
Guests at Topolino’s Terrace – Flavors of the Riviera, the resort’s rooftop restaurant. (Matt Stroshane, photographer)
Have your eye on one of Disney’s best restaurants? Those who’ve tried to make reservations in the past know the struggle of setting an alarm to wake up when their 60-day window opens. And if you’re staying for more than one day, repeating the process can get old.
Resort guests get to skip this step. Although they, too, need to wait until 60 days before arrival to make a restaurant reservation, once that window opens, they’re able to make reservations for their entire stay. No additional waiting is required. This means that if they’re there for, say, 10 days, they can snag spots for their last day of the stay a full 70 days out — practically guaranteeing their restaurant of choice.
Lightning Lane Multi Pass allows guests to purchase fast-track access to several rides per park. On the other hand, Lightning Lane Single Passes are available for select high-demand rides (that are not available on the Multi Pass). There are a limited number of Lightning Lane Single Passes sold per day. Once they’re gone, you’ll need to wait in the regular queue like everyone else.
And here lies one final benefit of staying at a Disney resort: You’ll have the ability to purchase Lightning Lane access before everyone else. Those spending their nights at select Disney hotels are able to reserve Lightning Lane passes 7 days in advance.
Eligible hotels include:
Walt Disney Resort hotels ( jump to see included properties).
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
The most relevant perk for a Disney trip: the card earns 200 Disney Rewards Dollars after spending $2,000 on U.S. Disney Resort stays and Disney Cruise Line bookings each anniversary year. Disney Rewards Dollars can be redeemed toward eligible park tickets, hotel stays, dining and merchandise. That means a family spending $2,000 on a Disney hotel stay or cruise effectively gets $200 back to apply toward their next visit — a perk that easily outweighs the card's annual fee.
A few other card perks that apply specifically to a Disney trip include:
$100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets.
Up to $120 annual credit on Disney+, Hulu and Plus.ESPN.com purchases, issued as a $10 statement credit each month. Terms apply.
0% promotional APR for six months on select Disney vacation packages.
10% off select purchases at DisneyStore.com.
10% off eligible merchandise purchases at select locations at Walt Disney World Resort and the Disneyland Resort.
10% off select dining locations most days at Walt Disney World Resort and the Disneyland Resort.
For families who sail with Disney Cruise Line or who visit U.S. Disney parks at least once a year and stay on property, the card can pay for itself quickly. For one-time visitors or those staying off-property, a general travel rewards card that earns transferable points on all travel is likely a better fit.
NerdWallet writers are subject matter authorities who use primary,
trustworthy sources to inform their work, including peer-reviewed
studies, government websites, academic research and interviews with
industry experts. All content is fact-checked for accuracy, timeliness
and relevance. You can learn more about NerdWallet's high
standards for journalism by reading our
editorial guidelines.