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The Best Cruise Lines
Overwhelmed with cruise line options? Some are certainly better than others — and these ones are the best.
Sally French is co-host of the Smart Travel podcast and a writer on NerdWallet's travel team. Before joining NerdWallet as a travel rewards expert in 2020, she wrote about travel and credit cards for The New York Times and its sibling site, Wirecutter.
Outside of work, she loves fitness, and she competes in both powerlifting and weightlifting (she can deadlift more than triple bodyweight). Naturally, her travels always involve a fitness component, including a week of cycling up the coastline of Vietnam and a camping trip to the Arctic Circle, where she biked over the sea ice. Other adventures have included hiking 25 miles in one day through Italy's Cinque Terre and climbing the 1,260 steps to Tiger Cave Temple in Krabi, Thailand.
Megan Lee is a former editor on the travel rewards team at NerdWallet. She had more than 12 years of SEO, writing and content development experience, primarily in international education and nonprofit work. She has been published in U.S. News & World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. Megan has built and directed remote content teams and editorial strategies for websites like GoAbroad and Go Overseas. When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food.
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Cruising isn’t just back — it’s booming. A record-breaking passenger volume has completely outpaced even the traditional hotel industry, with travelers catching on that you can visit multiple destinations, unpack just once and enjoy a vacation format where your lodging, entertainment and core meals are bundled into the fare.
But with dozens of cruise lines and hundreds of individual vessels sailing the ocean, finding the right vacation isn't about picking the flashiest brand name. Over the years, I have sailed on more than a dozen different cruise lines, covering vastly different destinations including the Caribbean, Alaska, Mexico and the Mediterranean. I’ve tested the waters on everything from massive, high-energy family mega-ships to quiet, sophisticated adult-focused retreats.
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If there is one thing my time at sea has taught me, it's that there is no single objective "best" cruise line. Instead, there is a best cruise line — and more importantly, a best class of ship — for your specific travel personality.
The secret to cruise shopping: Understanding ship "classes"
When you are looking at a cruise line's website, you'll likely notice that rather than marketing individual ships, they group them into "classes."
Think of a ship class the same way you think of car models. A cruise line will design a blueprint for a specific size and layout of a ship, and then build three, four or even six sister ships based on that exact same framework. Ships within the same class share nearly identical architecture weaponries, neighborhoods, pool layouts and core public spaces.
However, cruise lines introduce entirely new classes every few years as technology evolves. This means that sailing on a brand-new, cutting-edge ship can feel like a completely different vacation experience than sailing on a 15-year-old vessel owned by the exact same company.
To help you cut through the marketing noise, we have grouped our recommendations not just by cruise line, but by the specific ship classes that deliver on their promises.
How to choose the best cruise for you
There is no single best cruise, but there is a best cruise for you. Before you start looking at specific cabin prices, run your vacation plans through these foundational qualifiers.
Do you prefer destination vs. ship-first cruising?
The Norwegian Viva docked in Dubrovnik, Croatia. (Photo by Hamilton Nguyen)
Are you booking a cruise for the ship, or for the itinerary?
The itinerary-first approach (Cruises as a floating hotel)
If you are planning a port-heavy vacation, such as a summer Mediterranean cruise with few to no sea days, you will likely spend 10 to 12 hours off the ship every single day. In this scenario, paying a massive price premium for a ship packed with roller coasters, water parks and climbing walls is a waste of money.
Instead, look for the line with the best itinerary. A cruise like Norwegian Cruise Line's Mediterranean routes acts as a frictionless floating hotel room. You wake up in a new European city every morning, avoiding the logistical headaches of trains, European traffic, checking into a new hotel every afternoon and dragging luggage across cobblestones. When you are off the ship all day, the best cruise line is simply the most efficient one.
The ship-first approach (The ship is the destination)
Conversely, if you are looking to maximize time with family and friends without worrying about checking off museum sights, a ship-first approach makes sense. This is typical for Caribbean cruises, where the focus shifts toward sea days, onboard relaxation and private island beach clubs. Here, the onboard amenities, dining quality and theater spectacles are what you are paying for, making the hardware of the ship your primary destination.
Do you prefer constant activity or quiet relaxation?
The splash area on Royal Caribbean's Ovation of the Seas, which is in the Quantum class. (Photo by Sally French)
If your idea of a perfect afternoon involves riding multiple drop slides, trying a surf simulator, playing mini-golf and hitting a crowded pool deck with a live DJ, you are a prime candidate for a mega-ship like Royal Caribbean’s Icon Class.
However, if that sounds like a recipe for sensory overload (or if the idea of a massive, high-energy pool deck makes you cringe) you should pivot entirely. Travelers seeking a peaceful book-and-ocean-view vacation should look toward smaller, premium ships like Celebrity or Princess, or adult-centric lines like Virgin Voyages. If you prioritize space-per-passenger and a calm environment, skipping the onboard water parks will automatically save you a bundle of money.
How much do you care about onboard dining?
Teppanyaki dining is available on most every major cruise line, though it's usually an extra cost. (Photo by Sally French/NerdWallet)
Mainstream cruise lines vary wildly in how they approach food, and it dictates how much money you will spend out of pocket. If you are an absolute foodie who wants elevated, multi-course dining every night, celebrity chef partnerships and high-end presentation, lines like Princess Cruises or Celebrity Cruises deliver exceptional quality included in (or close to) your base fare.
On the flip side, if you view cruise food simply as fuel — meaning you are perfectly happy grabbing some quick scrambled eggs at the buffet, a slice of poolside pizza and running off the ship to explore local port restaurants anyway, then paying a premium for a culinary-focused cruise line is a bad investment.
Who are you traveling with?
The size and demographic of your group should heavily dictate your choice of ship hull. If you are a couple seeking a quiet, romantic milestone getaway, a smaller premium or luxury vessel ensures an intimate atmosphere with fewer crowds and no cartoon mascots running down the hallways.
But if you are planning a massive multi-generational family reunion with toddlers, teenagers, parents and grandparents, you almost have to choose a mega-ship. A ship like an Icon Class vessel excels here because it solves the "group friction" problem. Grandparents can enjoy a quiet, acoustic harp performance in the open-air Central Park neighborhood; parents can grab a glass of wine; teenagers can hit the Category 6 water park; and toddlers can splash in the Surfside neighborhood. Everyone can do their own thing all afternoon and regroup for a Broadway show and dinner at night, making it the easiest way to keep a large, diverse crowd happy without anyone having to compromise.
Best cruise line for families: Royal Caribbean (Icon Class)
Thrill Island on the Star of the Seas. (Photo by Sally French/NerdWallet)
Who the Icon Class is best for
Multigenerational families, active couples and anyone who wants the absolute pinnacle of jaw-dropping, over-the-top entertainment and amenities at sea.
Why I love the Icon Class
Royal Caribbean has long been the leader in family travel, but its premier Icon Class vessels (including Icon of the Seas, Star of the Seas and the newly launched Legend of the Seas) have completely rewritten the rules of mega-ship cruising. These ships are floating theme parks, housing multiple water parks, surf simulators, real ice rinks and expansive family-focused neighborhoods.
Crucially, the show quality on Icon Class ships is massively superior to any other cruise line in the industry, and it easily outpaces older ships within Royal Caribbean’s own fleet. Shows like Shockwave inside the high-tech, glass-domed AquaTheater on Legend of the Seas (and Torque on Star of the Seas) mix Olympic-caliber high diving, slacklining and aerial acrobatics into a sensory-overload masterpiece.
The Torque stunt show on the Icon of the Seas. (Photo by Hamilton Nguyen)
Royal is also one of the only cruise lines offering full-scale ice-skating shows on real rinks (like Fusion on the Legend of the Seas). Combined with production sets that feel like Hollywood movie magic, such as a slightly shortened version of Broadway's Charlie and the Chocolate Factory complete with a flying Wonkavator—Royal Caribbean has not just caught up to but surpassed Disney on family magic.
It also stands out for just how much there is to do for all ages. The high-level of character interactions on Disney cruises is great for kids, but might not be as appealing to adults. With Royal Caribbean, the high-number of thrills geared toward all ages including rock walls and waterslides might be more appealing for multigenerational trips.
Food and accommodations on Royal Caribbean
Royal Caribbean’s dining program builds plenty of complimentary options right into your ticket, meaning it is entirely possible to never spend a dollar extra on food and never go hungry. On the newer ships, the brand has invested heavily in casual, family-friendly food hall variety. The refreshed AquaDome Market is a massive hit, featuring complimentary food hall stalls like a smoothie bar, a Cajun-inspired counter and a Korean-themed spot.
The Surfside neighborhood on Royal Caribbean's Legend of the Seas. (Photo by Sally French/NerdWallet)
For parents with toddlers, the dedicated Surfside neighborhood offers kid-sized dining venues right next to the splash zones and carousels so you don't have to drag wet kids across the ship for lunch — and can keep the tots largely contained to one spot.
Staterooms run the gamut from budget-friendly interior cabins to jaw-dropping suites. Family-friendly layouts often include split bathrooms, sofa beds and extra storage. The pinnacle is the three-story Ultimate Family Townhouse, featuring its own in-suite slide, private cinema and backyard space.
How prices compare to other family-friendly ships
Royal Caribbean's Icon Class prices tend to sit between the notoriously-pricey Disney cruises and other family-friendly ships like NCL. Though Royal Caribbean as a whole averages cheaper than something like NCL, do realize that it's top-tier Icon Class commands a higher price (but it's worth it).
However, consistency is a factor: Royal’s absolute best experiences are concentrated on these newest mega-ships. Sail an older vessel, like one of its Quantum Class ships (such as Ovation of the Seas), and the experience can feel dramatically different. Older ships are much smaller, lack the sprawling neighborhood designs and have slightly lesser-quality dining.
The upside? Older classes are highly affordable. Two adults can frequently sail for less than $3,000 on a seven-night Caribbean route on a Quantum Class ship, making it an excellent fallback value option.
Best overall cruise line: Norwegian Cruise Line (Prima and Prima Plus Class)
The Norwegian Aqua. (Photo by Sally French)
Who the Prima and Prima Plus Class is best for
Solo travelers, independent couples and families who want a modern, upscale vacation entirely free of rigid schedules, set dining times or formal dress codes.
Why I love the Prima/Prima Plus Class
Norwegian Cruise Line (NCL) tops our list as the most balanced, all-around cruise line. Its trademark Freestyle Cruising concept completely removes the stuffiness of traditional cruises.
NCL has solidified its spot as an industry innovator with its upscale Prima Class ships (including Norwegian Prima and Norwegian Viva) and its expanded Prima Plus Class (anchored by the Norwegian Aqua). These newer vessels redefine modern contemporary cruising with elegant, cool-toned decor that feels more like a chic boutique hotel than a standard cruise ship. On the upper decks, you’ll find gorgeous infinity edge pools, open-air lounges and the spectacular Indulge Food Hall—which serves high-quality, made-to-order global dishes (from Indian curries to custom salads) via iPads completely free of a specialty upcharge. For thrill-seekers, the Norwegian Aqua features the Aqua Slidecoaster, the world's first hybrid waterslide and rollercoaster at sea.
The Norwegian Viva's Indulge Food Hall. (Photo by Sally French/NerdWallet)
Entertainment is equally high-caliber. Instead of cycling through generic review acts, NCL consistently hosts Broadway-level productions like Beetlejuice or the immersive concert experience Revolution: A Celebration of Prince. NCL distributes its high-quality entertainment across multiple evolving venues (like the tech-forward Glow Court), meaning the line doesn't depend solely on its newest ships to provide a great trip.
NCL has long been a pioneer in many aspects, including developing the cruise industry’s first private island (that's Great Stirrup Cay in the Bahamas).
A studio cabin on the Norwegian Aqua. (Photo by Sally French)
Where NCL truly leads the industry is solo travel. Its dedicated Studio cabins and exclusive, keycard-locked Studio Lounges allow single cruisers to avoid pricey single supplements while enjoying a built-in community to mingle, grab coffee or book group excursions.
Drawbacks when sailing with NCL
While NCL is highly versatile, families with very young children will still find more robust, dedicated kids' infrastructure on Royal Caribbean. Additionally, while the food across NCL's complimentary dining rooms is good, it can't quite match the premium culinary execution found on Princess.
Best cruise line for foodies and older adults: Princess Cruises (Sphere Class)
A sphere atrium sits at the center of the Sun Princess. (Photo by Sally French)
Who the Sphere Class is best for
Couples, older adults and food-focused travelers who value quiet elegance, destination-inspired menus and traditional cruise romance over water slides.
Why I love the Sphere Class
Princess Cruises swaps high-energy thrills for elevated culinary arts, boasting the best food of any major mainstream line. The brand has leaned heavily into celebrity chef partnerships, featuring artisanal pies from 13-time World Pizza Champion Tony Gemignani and seven-course sensory dining experiences like Love by Britto.
What makes Princess truly stand out is its commitment to fresh, destination-focused sourcing. If you are on an Alaska cruise, you are eating fresh Alaska salmon; if you are sailing the Mediterranean, the menus flip to regional Italian and French classics. This culinary focus carries over to casual eateries, pool grills and standard dining rooms—consistently outperforming the buffet execution of its direct competitors.
Princess also stands out for its structural and eco-friendly innovations. Its Sphere Class (anchored by the Sun Princess and followed by the Star Princess) features The Sphere, a glass-enclosed atrium that floods the ship with natural light, and The Dome, a serene pool space that converts into an acrobatic theater at night. The line is also highly rated for its sustainable focus, utilizing LNG fuel technology and shore-power connections to minimize port emissions.
Drawbacks when sailing with Princess
Families with young children will likely find the atmosphere on Princess a bit too sedate. Without massive waterslides or cartoon mascots, kids can get bored quickly compared to sailing on Royal Caribbean or Disney. Furthermore, base pricing sits higher than value-driven lines like MSC.
Best value cruise line: MSC Cruises (World Class)
The MSC World America. (Photo by Sally French)
Who the World Class is best for
Budget-conscious travelers, families and couples who want a sleek, modern, European-styled ship without paying a premium price tag.
Why I love the World Class
MSC Cruises is the undisputed value leader, consistently delivering base fares that come in hundreds of dollars cheaper than its direct competitors. Yet, despite the lower price tag, MSC operates one of the newest, most modern fleets at sea.
Its World Class ships (like MSC World America) feature distinct city-like districts, water parks and roller coasters. MSC brings a distinct European flair to its design, coffee culture and entertainment. While base fares are low, guests can choose to splurge on upscale add-ons like the Yacht Club, an exclusive luxury ship-within-a-ship enclave that offers private butler service and private pool decks at a fraction of the cost of a true luxury line.
MSC’s brilliance lies in its a la carte pricing structure: it keeps the initial base fare incredibly low, allowing you to selectively buy into premium experiences based on your budget.
Why some other cruise lines didn’t make the cut
Disney Cruise Line: Once the gold standard for family travel, Disney has significantly priced itself out of reach for the average traveler. With base prices frequently doubling Royal Caribbean's rates and a growing list of out-of-pocket upcharges, it is tough to justify unless you are strictly chasing character experiences.
Holland America: Excellent for older travelers who prioritize live classical music and historical culture over onboard chaos, but Princess Cruises edges it out by delivering superior contemporary ship designs, better celebrity chef partnerships and newer hardware for a comparable fare.
Carnival Cruise Line: Fun and highly affordable, but older ship classes can feel dated and rowdy compared to MSC's sleek, value-driven modern fleet.
How to choose the best cruise line for your next trip
Royal Caribbean's Star of the Seas. (Photo by Sally French/NerdWallet)
Finding the best cruise line isn’t just about picking the flashiest ship — it’s about finding the one that fits your travel style, budget and goals. Foodies might gravitate toward Princess. Budget-conscious travelers who still want style will find MSC appealing. Families can save money (without sacrificing quality) by choosing Royal Caribbean over Disney. And if you want to splurge, Regent delivers the most seamless luxury experience afloat.
Before you book, check for credit card perks and travel portal deals. Programs like Voyages by Chase, AmEx Fine Hotels + Resorts, AAA and Costco Travel often include extras like onboard credit, free specialty dining or even cabin upgrades — perks that can make your sailing feel even more rewarding.