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How to Get Into AmEx Centurion Lounges: Credit Cards That Grant Access
You can't just buy a day pass. Holding a qualifying AmEx card is your ticket into a Centurion Lounge.
Sally French is co-host of the Smart Travel podcast and a writer on NerdWallet's travel team. Before joining NerdWallet as a travel rewards expert in 2020, she wrote about travel and credit cards for The New York Times and its sibling site, Wirecutter.
Outside of work, she loves fitness, and she competes in both powerlifting and weightlifting (she can deadlift more than triple bodyweight). Naturally, her travels always involve a fitness component, including a week of cycling up the coastline of Vietnam and a camping trip to the Arctic Circle, where she biked over the sea ice. Other adventures have included hiking 25 miles in one day through Italy's Cinque Terre and climbing the 1,260 steps to Tiger Cave Temple in Krabi, Thailand.
As a digital nomad for nearly five years, JT is a freelance writer that proves through experience that credit card rewards can drastically reduce the cost of travel. After working as a tax accountant for a decade, JT turned his analytical skills to points, miles and credit cards. He published over 2,000 articles as a writer for The Points Guy.
Megan Lee is a former editor on the travel rewards team at NerdWallet. She had more than 12 years of SEO, writing and content development experience, primarily in international education and nonprofit work. She has been published in U.S. News & World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. Megan has built and directed remote content teams and editorial strategies for websites like GoAbroad and Go Overseas. When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food.
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Want to access the luxurious AmEx Centurion Lounges? With these exclusive airport lounges, you can't buy a day pass or a lounge membership. You’ll need an eligible American Express card. Though, eligible AmEx cardholders can purchase guest passes for people traveling with them.
There are also some other access restrictions, no matter which card you have. You must have a same-day boarding pass with a confirmed seat or zone assignment and your government-issued identification to be able to enter.
Once inside, you'll gain access to one of the best networks of airport lounges out there. The amenities at AmEx Centurion lounges vary by location, but typically include perks like chef-prepared meals, premium cocktails and even spa treatments at select locations.
Here’s everything you need to know about which AmEx cards grant Centurion Lounge access, the guest policy, and where you can find these exclusive lounges.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
A fee of $50 for each guest ($30 for children aged 2 through 17) unless an annual spend requirement of $75,000 is met each calendar year. If the spend requirement is met, two complimentary guests will be allowed.
A fee of $50 for each guest ($30 for children aged 2 through 17) unless an annual spend requirement of $75,000 is met each calendar year. If the spend requirement is met, two complimentary guests will be allowed.
A fee of $50 for each guest ($30 for children aged 2 through 17) up to two guests.
A fee of $50 for each guest ($30 for children aged 2 through 17) up to two guests.
Welcome offer
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Terms apply.
Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership. Terms apply.
Earn 100,000 Bonus Miles after you spend $6,000 in purchases with your new Card, and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card, both within your first 6 months. Ends 04/01/2026. Terms Apply.
Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26. Terms Apply.
All information about The Centurion® Card from American Express and the Business Centurion® Card from American Express has been collected independently by NerdWallet. The Centurion® Card from American Express and the Business Centurion® Card from American Express are not available through NerdWallet.
Guest policy: Most cardmembers must pay a $50 guest fee ($30 for children ages 2-17), unless they meet specific spending thresholds. Learn more about the Centurion Lounge guest policy.
The best AmEx cards for Centurion Lounge access
Some of the above cards better suit most people than others. If you're applying for a card largely with Centurion Lounge access in mind, these are your best bets.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
Centurion Lounge access: Free entry for the cardholder.
Guest access: Cardmembers have to pay a $50 guest fee ($30 for children ages 2 to 17). The exception is for cardmembers who have spent $75,000 on their card in the prior calendar year; these members will maintain complimentary guest access.
What about other airport lounges? If you’re not flying through an airport with an AmEx Centurion Lounge, you can still fly in style. Cardholders of the American Express Platinum Card® get access to more than 1,500 other airport lounges through AmEx's Global Lounge Collection. That includes locations in the Escape Lounges network. Plus, you'll be able to bring two guests into these lounges for no cost. Terms apply.
Airport lounge access is just one of many reasons to carry theAmerican Express Platinum Card®. The premium travel card is packed with enough benefits to fill an entire article. Highlights include thousands of dollars worth of potential statement credits — including up to a $600 hotel credit, up to $200 in Uber Cash, up to $200 toward airline incidental fees, up to $300 in Lululemon purchases and much more*. Just keep in mind that enrollment is required for most card benefits. Terms apply.
If you don't have the American Express Platinum Card® yet, you might be enticed by the current welcome offer: You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Terms apply.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
Centurion Lounge access: Free entry for the primary cardmember.
Guest access: Cardmembers need to pay $50 per guest ($30 for children ages 2-17) per visit, up to a maximum of two guests. Complimentary guest access will only be granted to cardmembers who spent $75,000 or more in the prior calendar year. Terms apply.
What about other airport lounges? Like its personal card counterpart, The Business Platinum Card® from American Express also offers airport lounge access to several additional lounges around the world via the AmEx Global Lounge Collection.
Other perks of The Business Platinum Card® from American Express target small business owners. For example, Business Platinum cardmembers can get up to:
$150 in statement credits for Dell purchases in the U.S., and the ability to earn another $1,000 in credits after spending $5,000 on U.S. Dell purchases.
$360 in statement credits for Indeed purchases.
$250 in statement credits for qualifying Adobe purchases.
$120 in statement credits toward wireless telephone purchases.
Terms apply.
Small-business owners can earn the following welcome offer: Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership. Terms apply.
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NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
Centurion Lounge access: To access a Centurion Lounge, cardmembers need to be flying on Delta Air Lines and must have booked that flight using an AmEx card.
Cardmembers have access to domestic and select international Centurion Lounges (Hong Kong and London).
Guest access: Cardmembers don't get guest passes that can be used to access the Centurion lounge, but they do get four one-time guest passes to the Delta Sky Club.
What about other airport lounges? In addition to Centurion Lounge access, Delta Reserve cardmembers get the following benefits when flying on Delta:
Delta Sky Club access: Cardmembers receive 15 visits per year to the Delta Sky Club. To earn an unlimited number of visits each year, the total eligible purchases on the Card must equal $75,000 or more the previous calendar year.
First checked bag free.
Upgrade priority.
20% back on in-flight purchases.
Terms apply.
Eligible new cardmembers can earn a welcome offer: Earn 100,000 Bonus Miles after you spend $6,000 in purchases with your new Card, and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card, both within your first 6 months. Ends 04/01/2026. Terms Apply.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
Centurion Lounge access: Like with the personal version of the same card, travelers with the Delta SkyMiles® Reserve Business American Express Card get access when flying Delta on a ticket that they purchased using an AmEx card.
Guest access: Cardmembers don't get any free guest allowance. However, Delta SkyMiles® Reserve Business American Express Card members can bring two fellow Delta travelers into the lounge for $50 per person.
What about other airport lounges? In addition to Centurion Lounges, Delta SkyMiles® Reserve Business American Express Card members can access Escape lounges when flying on Delta and get a limited number of passes to Delta Sky Clubs (unlimited if you spend $75,000 in a year).
The card's benefits also provide perks on Delta flights — including a first checked bag free, priority boarding and complimentary upgrades.
Small-business owners can earn the following welcome offer: Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26. Terms Apply.
Las Vegas Sidecar by The Centurion Lounge (this is a brand-new speakeasy-style concept that opened in Las Vegas in March 2026, in addition to the primary lounge).
The main seating area at the London Heathrow Airport (LHR) AmExCenturion Lounge. (Photo by Sally French)
The Centurion Lounges by American Express are some of the nicest airport lounges currently available. Centurion Lounge benefits include chef-prepared hot meals from a buffet, complimentary cocktails, liquors and wine, and a variety of seating areas to either relax or get some work done before your flight.
Some lounges have a spa where you can enjoy a complimentary treatment. And almost all of them have unique, local flair. Just look to the wine wall with seasonal wines from across California at the San Francisco Centurion Lounge, or the tea cart in the London Centurion Lounge, as proof.
Indian and Middle Eastern food make up the buffet at the London Heathrow Airport (LHR) AmExCenturion Lounge. (Photo by Sally French)
However, access to these airport lounges doesn't come cheap. Particularly if your home airport doesn't have a lounge, you might not find the card's benefits worth it.
Of all the cards, frequent travelers may still find the American Express Platinum Card® worthwhile given its broad lounge access and general travel perks beyond airports. Delta loyalists might opt for the Delta SkyMiles® Reserve American Express Card, though lounge access is limited to Delta flights.
The Business Platinum Card® from American Express or Delta SkyMiles® Reserve Business American Express Card might be a better fit for business owners who can take advantage of the card's additional credis and rewards.
To view rates and fees of the American Express Platinum Card®, see this page.To view rates and fees of The Business Platinum Card® from American Express, see this page.To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page.To view rates and fees of the Delta SkyMiles® Reserve Business American Express Card, see this page.
*More from American Express
American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details
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