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United Airlines is overhauling how travelers earn miles in its loyalty program, MileagePlus, starting April 2, 2026.
General MileagePlus members without United co-branded credit cards will earn fewer miles on United flights while cardholders and elite status members will earn more miles. There are also new award flight discounts for cardholders and the ability to connect parents’ United MileagePlus accounts with their children’s.
One of the most notable changes is that customers who purchase a basic economy fare — the cheapest fare — will no longer earn miles on their flights unless they have United elite status or a United co-branded credit card. American Airlines and Delta Air Lines also no longer allow travelers on basic economy fares to earn miles.
For customers who carry a United credit card, the United MileagePlus program is about to get more rewarding. Here is a rundown of the changes and what it means for you.
Lower earning for general members, but higher rates for cardholders
Currently, general MileagePlus members earn 5 miles per dollar spent on eligible United tickets. Beginning April 2, that drops to 3 miles per dollar. Elite members will also see lower base earning rates — unless they also hold a United credit card.
Here’s how earn rates on eligible United flights will look after April 2 compared to the old earnings rate:
| Status | Current earn rate until April 2, 2026 | New earn rate without a United card | New earn rate with a United card |
|---|---|---|---|
| General member (no elite status) | 5 miles per dollar. | 3 miles per dollar. | 6 miles per dollar. |
| Premier Silver | 7 miles per dollar. | 5 miles per dollar. | 8 miles per dollar. |
| Premier Gold | 8 miles per dollar. | 6 miles per dollar. | 9 miles per dollar. |
| Premier Platinum | 9 miles per dollar. | 7 miles per dollar. | 10 miles per dollar. |
| Premier 1K | 11 miles per dollar. | 9 miles per dollar. | 12 miles per dollar. |
"The updates – including changing basic economy earnings – reflect how we think about structuring MileagePlus in a way that invests more in members who engage most with the program," a United spokesperson wrote to NerdWallet in an email.
There are also some important caveats to these higher earning rates for United cardholders.
Some cards have a minimum spending requirement
Not all United cards automatically unlock the higher earn rates. The United Gateway℠ Card, which has a $0 annual fee, and the United MileagePlus® Debit Rewards Card ($4 monthly fee if your average monthly balance is $2,000 or less) require $10,000 in spending within a calendar year to access Cardmember earn rates. United’s other branded cards, such as the United℠ Explorer Card, United Quest℠ Card and , United Club℠ Card, do not require that spending threshold.
The higher cardmember earning rates are also limited to the primary cardholders. Authorized users do not earn miles on United flights at the cardmember rate.
People traveling on the same reservation also do not get grouped into elevated earning rates, even if the person who made the purchase is a United cardholder.
Each traveler earns miles based on their own Premier status and whether they are a primary United cardmember. Spouses, children aged 18 or older or other travel companions on the same reservation will earn miles based solely on their own status and whether they personally hold a qualifying United card.
There is a bright spot for families with kids under the age of 18. Parents can link their child’s MileagePlus account to share their cardholder earn rate and discount on award flights (more on that below).
Cardholders still earn bonus miles for paying for the ticket
All United cardholders will also earn additional miles on top of these earn rates by paying for the ticket with their United credit card. The amount of additional earnings varies by card, with cards that have higher annual fees earning at a higher rate.
Personal cards
Annual fee
$0.
$0 intro for the first year, then $150.
$350.
$695.
Earning rates
• 2 miles per $1 on United purchases, gas stations and local transit and commuting.
• 1 mile per $1 on all other purchases.
• 5 miles per $1 on prepaid hotels booked through United.
• 2 miles per $1 on United purchases.
• 2 miles per $1 at restaurants and hotels (when booked directly with hotel).
• 1 mile per $1 on all other purchases.
• 5 miles per $1 on hotel stays through Renowned Hotels and Resorts.
• 3 miles per $1 on United purchases.
• 2 miles per $1 at restaurants, select streaming services and all other travel.
• 1 mile per $1 on all other purchases.
• 5 miles per $1 on hotel stays through Renowned Hotels and Resorts.
• 4 miles per $1 on United purchases.
• 2 miles per $1 at restaurants and all other travel purchases.
• 1 mile per $1 on all other purchases.
PQP earning
No PQP earning.
1 PQP for every $20 spent, up to 1,000 PQP annually.
1 PQP for every $20 spent, up to 18,000 PQP annually.
1 PQP for every $15 spent, up to 28,000 PQP annually.
Still not sure?
Business cards
Annual fee
$150.
$695.
Earning rates
• 5 miles per $1 on hotel stays booked through United.
• 2 miles per $1 on United purchases, on dining (including delivery services), at gas stations, office supply stores and on local transit and commuting.
• 1 mile per $1 on all other purchases.
• 5 miles per $1 on hotel stays at Renowned Hotels and Resorts when you prepay and book through Chase.
• 2 miles per $1 on United purchases, at gas stations and on local transit and commuting.
• 1.5 miles per $1 on all other purchases.
PQP earning
1 PQP for every $20 spent, up to 4,000 PQP annually.
1 PQP for every $15 spent, up to 28,000 PQP annually.
Learn more
» Learn more: Is United Airlines good?
Basic economy fares earn 0 miles for most
United is also nixing mileage earning for basic economy fares. Beginning April 2, customers without United elite status or a United card will earn zero miles on United basic economy tickets. Premier members and United cardholders will still earn some miles, but at reduced rates.
Here’s how basic economy earning will work come April 2:
| Status | New basic economy earn rate | New basic economy earn rate (if you hold a United card) |
|---|---|---|
| General member (no elite status) | None. | 3 miles per dollar. |
| Premier Silver | 2 miles per dollar. | 5 miles per dollar. |
| Premier Gold | 3 miles per dollar. | 6 miles per dollar. |
| Premier Platinum | 4 miles per dollar. | 7 miles per dollar. |
| Premier 1K | 6 miles per dollar. | 9 miles per dollar. |
This makes United the latest U.S. airline to restrict mileage earning on basic economy fares. Both Delta Air Lines and American Airlines also made this change in the past four years. JetBlue, Southwest and Alaska Airlines still allows members to earn rewards on their cheapest fares, though at a reduced rate.
New award flight discounts for cardholders
In addition to boosting earning rates for cardholders, United is introducing an award flight discount exclusively for credit cardholders. Currently, United credit cardholders receive a discount on some flights, but starting April 2, all award flights will be 10% off for cardholders without status and 15% or more for Premier elite status members.
This automatic discount is another incentive for frequent United travelers to get a United credit card, similar to the way Delta gives its eligible cardholders a 15% discount on award flights.
What this means for United flyers
United’s changes signals a clear shift toward prioritizing airline-branded credit card holders.
For frequent United flyers who already carry a United card, the changes mean more miles and better award pricing. Consider it just one more benefit of holding a United card.
But for travelers who fly United occasionally, book basic economy, or prefer holding cash-back or general travel cards, they’re less likely to get much value out of the United MileagePlus program.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
Explore more on
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