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3 Excellent No Annual Fee Credit Cards of 2025

From huge sign-up bonuses to generous rewards, we've picked credit cards that stand out from the crowd. Compare these deals, some of which are from our partners, to find the right one for you.

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NerdWallet's Excellent No Annual Fee Credit Cards of 2025

Chase Freedom Unlimited®: Best for All-around Cash Back
Capital One Savor Cash Rewards Credit Card: Best for Delicious Foodie-Focused Rewards, for No Annual Fee
Wells Fargo Active Cash® Card: Best for Long Intro APR, Plus Unlimited Flat Rate Cash Back on Purchases

Credit card	NerdWallet rating	Annual fee	Rewards rate	Intro offer	Learn more
Chase Freedom Unlimited® Apply Now on Chase's website on Chase's website Rates & Fees	5.0/5 Excellent for All-around Cash Back	$0	1.5%-5% Cashback	$200	Apply Now on Chase's website on Chase's website Rates & Fees
Wells Fargo Active Cash® Card Apply Now on Wells Fargo's website on Wells Fargo's website Rates & Fees	5.0/5 Excellent for Long Intro APR, Plus Unlimited Flat Rate Cash Back on Purchases	$0	2% Cashback	$200	Apply Now on Wells Fargo's website on Wells Fargo's website Rates & Fees
Capital One Savor Cash Rewards Credit Card Apply Now on Capital One's website on Capital One's website Rates & Fees	5.0/5 Excellent for Delicious Foodie-Focused Rewards, for No Annual Fee	$0	1%-8% Cashback	$100 Credit + $200 Cash Bonus	Apply Now on Capital One's website on Capital One's website Rates & Fees

Limited Time Offer: $100 Travel Credit + $200 Cash Bonus for New Applicants