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The annual FHA mortgage insurance premium varies from 0.15% to 0.75% of the loan amount.
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How to Choose a Mortgage Lender
Use these three simple steps to find and compare the best mortgage lenders.
How Soon Can You Refinance a Mortgage? Here Are the Rules
Some mortgages let you refinance immediately after getting the original loan. Others require a "seasoning" period to elapse.
Mortgage Rates Today, Thursday, October 22: A Little Higher
TL;DR: Mortgage rates are rebounding as markets mull the possibility of upcoming strikes in Iran.
Mortgage Rates Remain Above 7% in a Stalled Housing Market
Data released this week reveal a housing market where somehow, nobody's coming out ahead.
How to Choose a Mortgage Lender
Use these three simple steps to find and compare the best mortgage lenders.
How Soon Can You Refinance a Mortgage? Here Are the Rules
Some mortgages let you refinance immediately after getting the original loan. Others require a "seasoning" period to elapse.
Mortgage Rates Remain Above 7% in a Stalled Housing Market
Data released this week reveal a housing market where somehow, nobody's coming out ahead.
How to Choose a Mortgage Lender
Use these three simple steps to find and compare the best mortgage lenders.
How Soon Can You Refinance a Mortgage? Here Are the Rules
Some mortgages let you refinance immediately after getting the original loan. Others require a "seasoning" period to elapse.
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With 250+ articles and 80+ years of combined expertise, our team helps you make confident financial choices. Discover more from NerdWallet's writers and strategists.
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Latest articles
Mortgage Rates Today, Friday, October 23: A Substantial Drop
TL;DR: Trouble for tech stocks is good news for Treasuries, sending bond yields and mortgage rates lower.
Mortgage Rates Remain Above 7% in a Stalled Housing Market
Data released this week reveal a housing market where somehow, nobody's coming out ahead.
Mortgage Rates Today, Thursday, October 22: A Little Higher
TL;DR: Mortgage rates are rebounding as markets mull the possibility of upcoming strikes in Iran.
Mortgage Rates Today, Wednesday, October 21: Basically Stable
TL;DR: Mortgage rates are holding steady for the moment.
Mortgage Rates Today, Tuesday, October 20: A Slight Increase
TL;DR: Mortgage rates are a little higher as the market shakes off some of its recent AI-related anxiety.
Mortgage Rates Today, Monday, October 19: Starting the Week Lower
TL;DR: Falling Treasury yields are taking mortgage rates down with them.
Mortgage Rates Today, Friday, October 16: A Little Higher
TL;DR: Mortgage rates went up a little today.
Weekly Mortgage Rates Fall, But Fannie Mae Forecasts Higher Rates Ahead
The average mortgage rate will climb to 7.5% in 2027, according to Fannie Mae.
Mortgage Rates Today, Thursday, October 15: A Little Higher
TL;DR: Mortgage rates went up today, but not as much as they could have.
Mortgage Rates Are Up Again This Week — How Can Home Buyers Cope?
Buying down the rate could help your homebuying budget stretch a little further.
Weekly Mortgage Rates Find a New Normal Above 7%
As the cost of borrowing climbs, it’s OK to reevaluate your homebuying plans in the typically slow fall and winter months.
Why the Bond Market’s Struggles Are Driving Up Mortgage Rates
Inflation, an AI borrowing boom and rising government debt are pushing bond yields to their highest levels in 20 years — and mortgage rates are climbing right along with them.
Your Guide to Bargain Hunting With Mortgage Rates Above 7%
Think like a grocery shopper on a budget: Compare options, find savings and stay flexible.
Why Mortgage Rates Shot Toward 7% Before the Fed Raised Rates
The Fed's announcement could actually relieve some of the upward pressure on rates.
Weekly Mortgage Rates Climb as Inflation Anxiety Builds
All eyes are on the Federal Reserve, as it weighs whether to raise its benchmark rate next week.
Mortgage Rates Rise This Week as Markets Anticipate Fed Hike
Some mortgage lenders are already advertising rates above 7%.
Weekly Mortgage Rates Are Up as Investors Weigh Inflation and AI
An influx of tech bonds and new inflation data sent mortgage rates up this week.
Mortgage Rates Are Lower This Week. Could They Drop Further?
Wednesday's Treasury announcement bolstering the bond market might ease mortgage rates.
Weekly Mortgage Rates Ease as Inflation Loses Some Heat
Mortgage rates gave home buyers a little breathing room this week — but not much.
How to Buy Land to Build a House
You can choose between raw, unimproved or improved land, each with its own level of development.
