Chase Southwest Airlines Rapid Rewards Credit Card

Southwest Airlines Rapid Rewards® Premier Credit Card

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Card Details

Signing Promotion

Get 25,000 points for 1 Roundtrip Flight after you spend $1,000 on purchases in the first 3 months of opening your account.Government fees as low as $12 not included.as low as $12 not included.

Reward Rate

1.43%* question

Annual Fee

$99

APR, Variable

APR: 15.99% (Variable)
Penalty APR: 29.99%, Variable
Cash Advance APR: 19.24%, Variable

Intro APR Promotions

None
Card Features
  • Get 25,000 points for 1 Roundtrip Flight after you spend $1,000 on purchases in the first 3 months of opening your account. Government fees as low as $12 not included.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines® and AirTran® Airways purchases made directly with the airlines and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rental, cruises, hotel stays, and international flights to over 800 Destinations on 50+ global carriers.
  • No foreign transaction fees
Apply Now

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thumbsupPros
  • High rewards rate
  • No foreign transaction fee
thumbsdownCons
  • Has annual fee
Disclaimer: Any editorial content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.

Editor's Review

Author: Tim Chen
The Southwest credit card is currently offering a great signup bonus: Get 25,000 points for 1 Roundtrip Flight after you spend $1,000 on purchases in the first 3 months of opening your account.Government fees as low as $12 not included.as low as $12 not included. Plus, there's an anniversary bonus of 6,000 points each year.

Each point is worth 1.43 cents of Wanna Get Away fare. This means the anniversary bonus is worth worth $86 in Wanna Get Away fare, nearly offsetting the $99 annual fee.

Moreover, the card gives an ongoing rewards rate of 2 points per $1 on Southwest and 1 per $1 elsewhere, for a rewards rate of 2.86% on Southwest purchases and 1.43% elsewhere when you redeem on Southwest. This is much better than many other cards. Plus, it has no foreign transaction fee, so you'll be okay if you go overseas.

While the reward rate is above average, with a $99 annual fee and a fairly industry average APR, we would primarily recommend this card to frequent Southwest travelers. If you aren't wedded to just one airline, consider the Barclaycard Arrival Plus™ World Elite MasterCard®.
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