Chase Southwest Airlines Rapid Rewards Credit Card

Southwest Airlines Rapid Rewards® Premier Credit Card

Card Details

Signing Promotion

Get 50,000 points after you spend $2,000 on purchases in the first 3 months of opening your account.

Reward Rate

1.43%* question

Annual Fee


APR, Variable

APR: 15.99% (Variable)
Penalty APR: 29.99%, Variable
Cash Advance APR: 19.24%, Variable

Intro APR Promotions

Card Features
  • Get 50,000 points after you spend $2,000 on purchases in the first 3 months of opening your account.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines® purchases made directly with the airline and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rentals, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
  • No foreign transaction fees.
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on Chase's
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  • High rewards rate
  • No foreign transaction fee
  • Has annual fee
Disclaimer: Any editorial content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.

Editor's Review

Author: Tim Chen
The Southwest credit card is currently offering a great signup bonus: Get 50,000 points after you spend $2,000 on purchases in the first 3 months of opening your account. Plus, there's an anniversary bonus of 6,000 points each year.

Each point is worth 1.43 cents of Wanna Get Away fare. This means the anniversary bonus is worth worth $86 in Wanna Get Away fare, nearly offsetting the $99 annual fee.

Moreover, the card gives an ongoing rewards rate of 2 points per $1 on Southwest and 1 per $1 elsewhere, for a rewards rate of 2.86% on Southwest purchases and 1.43% elsewhere when you redeem on Southwest. This is much better than many other cards. Plus, it has no foreign transaction fee, so you'll be okay if you go overseas.

While the reward rate is above average, with a $99 annual fee and a fairly industry average APR, we would primarily recommend this card to frequent Southwest travelers. If you aren't wedded to just one airline, consider the Barclaycard Arrival Plus™ World Elite MasterCard®.
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