Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's website

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's website

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Card details

  • New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.

  • 6,000 anniversary points each year.

  • Earn 3X points on Southwest® purchases.

  • Earn 2X points on local transit and commuting, including rideshare.

  • Earn 2X points on internet, cable, phone services, and select streaming.

  • 2 EarlyBird Check-In® each year.

  • All points earned count towards Companion Pass®.

  • No foreign transaction fees.

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1x-3x

  • Bonus offer

    New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49%-24.49% Variable APR

    Cash Advance APR: 26.49%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$99

Annual fee

$99

Annual fee

$75

Regular APR

17.49%-24.49% Variable APR

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

18.24%-26.24% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • Anniversary perk

  • No reward caps

Cons
  • Has annual fee

  • Rewards have limited flexibility

Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.

The card also comes with a solid sign-up bonus: New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.

For more information, read NerdWallet's full review.