Southwest Airlines Credit Card Review | NerdWallet
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Southwest Rapid Rewards® Premier Credit Card

Apply Nowon Chase’s secure website.
Apply Nowon Chase’s secure website.

Southwest Rapid Rewards® Premier Credit Card

Apply Nowon Chase’s secure website.
Apply Nowon Chase’s secure website.

Card details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • Chip-enabled cards with 24/7 fraud monitoring
  • Points Don t Expire as long as your card account is open, No Blackout Dates, Bags Fly Free®
  • 6,000 points after your cardmember anniversary every year
  • 2 points/$1 spent on Southwest® purchases and participating Hotel and Car Rental partners
  • 1 point/$1 spent on all other purchases
  • No foreign transaction fees

APR, Variable

APR: 16.24% - 23.24% Variable APR

Cash Advance APR: 25.24%, Variable


  • $0 foreign transaction fee


  • $99 ongoing Annual Fee
  • Best for savvy travelers

Rewards rate


Annual fee


Intro APR


Recommended credit score

Disclaimer: Any editorial content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.

Nerdwallet Review

Author: Lindsay Konsko

If you're a loyal Southwest Airlines customer, the Southwest Rapid Rewards® Premier Credit Card is a great pick. Although the Rapid Rewards points no longer have a fixed value, the Nerds estimate that each is worth 1.1 cents, which is higher than the industry standard. Plus, since Southwest makes it easy to redeem Rapid Rewards points - you won't bump up against blackout dates, and points never expire - you're almost guaranteed to get a good deal on your award flight bookings.

Other unique card features include the 6,000-mile anniversary bonus, the ability to earn bonus points by shopping with Rapid Rewards partners and a Companion Pass-eligible signup bonus. For more details about this outstanding travel credit card, check out our full editorial review here.

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