Discover® Student Open Road℠

Discover® Student Open Road℠

Discover® Student Open Road℠

Discover® Student Open Road℠

Discover® Student Open Road℠

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Card details

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*

  • 2% Cashback Bonus®* at gas stations and restaurants

  • Every single purchase automatically gets Cashback Bonus®*

  • $0 Fraud Liability- you will not be responsible for unauthorized charges

  • No Annual Fee

  • Sign up to receive text and email alerts

  • *Click apply to view rates, fees, rewards, limitations and other important information

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    0.25% for first $3,000 /yr then 1.00%

  • Bonus offer

    None

  • Intro APR

    Purchase: 0% for 9 mos

    Transfer: None

  • Ongoing APR

    Min APR: 13.74%, Variable

    Max APR: 19.74%, Variable

    Penalty APR: Up to 26.74%, Variable

    Cash Advance APR: 25.74%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Discover Student Open Road Credit Card

Discover® Student Open Road℠

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.74% - 19.74% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

Purchase: 0% for 9 mos

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Tim Chen

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

  • No foreign transaction fee

Cons

    Verdict - The Open Road is one of the best gas credit cards available to students. However, if you can qualify (and not many can) you should also consider the PenFed Platinum Cashback for Students which offers 5% back on gas.

    The Discover Student Open Road earns 2% on the first $250 in spending at gas and restaurants each month. However, you only earn 0.25% for the first $3,000 in other purchases each year, and 1% thereafter. This 0.25% reward rate instead of 1.00% (buried in the fine print) ends up costing you $22.50 each year.

    Be sure to check out the other options on our Student Credit Cards homepage before making a decision.