Discover® Student Open Road℠
Discover® Student Open Road℠
Discover® Student Open Road℠
Card details
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
2% Cashback Bonus®* at gas stations and restaurants
Every single purchase automatically gets Cashback Bonus®*
$0 Fraud Liability- you will not be responsible for unauthorized charges
No Annual Fee
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*Click apply to view rates, fees, rewards, limitations and other important information
Rates, fees & offers
Annual fee
$0
Rewards rate
0.25% for first $3,000 /yr then 1.00%
Bonus offer
None
Intro APR
Purchase: 0% for 9 mos
Transfer: None
Ongoing APR
Min APR: 13.74%, Variable
Max APR: 19.74%, Variable
Penalty APR: Up to 26.74%, Variable
Cash Advance APR: 25.74%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Discover® Student Open Road℠ | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR13.74% - 19.74% Variable | Regular APRSee Terms | |
Intro APRPurchase: 0% for 9 mos | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3
Editor's overall rating
Pros and cons
Pros
Qualify with average credit
No annual fee
No foreign transaction fee
Cons
Verdict - The Open Road is one of the best gas credit cards available to students. However, if you can qualify (and not many can) you should also consider the PenFed Platinum Cashback for Students which offers 5% back on gas.
The Discover Student Open Road earns 2% on the first $250 in spending at gas and restaurants each month. However, you only earn 0.25% for the first $3,000 in other purchases each year, and 1% thereafter. This 0.25% reward rate instead of 1.00% (buried in the fine print) ends up costing you $22.50 each year.
Be sure to check out the other options on our Student Credit Cards homepage before making a decision.