Chase Bonuses: $100, $300, $400 and $500 Bank Promotions

Chase bank promotions pay new customers up to $500. Eligibility depends on meeting some deposit or qualifying activity requirements.
Ruth Sarreal
By Ruth Sarreal 
Updated
Edited by Yuliya Goldshteyn

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How to earn a Chase checking account bonus

Take advantage of Chase bank promotions and you could earn $100, $300, $400 or $500. New customers can open an account online or use a coupon emailed from the website and then complete requirements within the specified time frame. Existing Chase checking customers can earn bonuses by referring up to 10 friends.

Here's how to qualify for Chase checking account bonuses, which are some of the best on the market.

Chase checking account bonuses

Chase College Checking℠
NerdWallet rating 

at Chase, Member FDIC

Chase College Checking℠: $100 bonus offer

  • Expires 04/17/2024.

  • Direct deposit required: No.

  • Minimum deposit required: None.

Chase Secure Banking℠
NerdWallet rating 

at Chase, Member FDIC

Chase Secure Banking℠: $100 bonus offer

  • Expires 04/17/2024.

  • Direct deposit required: No.

  • Minimum deposit required: None.

Chase Total Checking®
NerdWallet rating 

at Chase, Member FDIC

Chase Total Checking®: $300 bonus offer

  • Expires 04/17/2024.

  • Direct deposit required: Yes.

  • Minimum deposit required: Yes.

Chase Total Checking®
NerdWallet rating 

at Chase, Member FDIC

Chase checking referrals: Up to $500 bonus offer

  • No expiration.

  • Direct deposit required: No.

  • Minimum deposit required: None.

Chase Business Complete Banking℠
NerdWallet rating 

at Chase, Member FDIC

Chase Business Complete Checking℠: $400 bonus offer

  • Expires 04/18/2024.

  • Direct deposit required: No.

  • Minimum deposit required: $2,000 within 30 days.

» Looking for credit card promotions instead? See our list of the best Chase credit cards

Chase College Checking℠: $100 bonus

Chase College Checking℠
NerdWallet rating 

at Chase, Member FDIC

This offer is best for college students.

  • Offer: Get a $100 bonus when you open a new Chase College Checking℠ account and complete qualifying transactions.

  • Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.

  • Expiration date: 04/17/2024.

  • How to get it: Open a Chase College Checking℠ account online or in person using a coupon emailed to you through the promotion page. Complete at least 10 qualifying transactions (including debit card purchases, online bill payments, deposits using Chase QuickDeposit℠ and more) within 60 days of opening your account. Note that you're allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.

  • When you'll get it: Within 15 days of 10 qualifying transactions being posted.

  • Monthly fee: Can be waived; see bank site for details.

» Want to browse your options? See this month's best bank bonuses

Chase Secure Banking℠: $100 bonus

Chase Secure Banking℠
NerdWallet rating 

at Chase, Member FDIC

This offer is best for those who tend to overdraft — the Chase Secure Banking℠ account has no overdraft fees.

  • Offer: Get a $100 bonus when you open a new Chase Secure Banking℠ account and complete qualifying transactions.

  • Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.

  • Expiration date: 04/17/2024.

  • How to get it: New Chase checking customers (who haven't had a Chase checking account within the last 90 days or had one closed with a negative balance in the last three years) can open a Chase Secure Banking℠ account online or in person using a coupon emailed through the promotion page. You must complete 10 qualifying transactions within 60 days of opening the account. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.

  • When you'll get it: Within 15 days after the 10 qualifying transactions have posted.

  • Monthly fee: $4.95.

» Want to compare accounts? See our Chase checking accounts review

Chase Total Checking®: $300 bonus

Chase Total Checking®
NerdWallet rating 

at Chase, Member FDIC

This offer is best for those who can meet the minimum balance or direct deposit requirements to avoid the monthly fee.

  • Offer: Get a $300 bonus when you open a new Chase Total Checking® account and complete a qualifying direct deposit.

  • Minimum deposit to qualify: $500.

  • Expiration date: 04/17/2024.

  • How to get it: Open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotion page. You must make at least $500 in direct deposits into the account within 90 days. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.

  • When you'll get it: Within 15 days of completing requirements.

  • Monthly fee: Can be waived; see bank site for details.

Chase checking account referrals: Up to $500 bonus

This offer is best for those who have friends and family who don’t have a Chase checking account.

Chase Total Checking®
NerdWallet rating 

at Chase, Member FDIC

  • Offer: Get a $50 Chase referral bonus for each friend you refer that opens an eligible Chase checking account using your referral link. Earn up to 10 referral bonuses per calendar year.

  • Minimum deposit to qualify: $0.

  • Expiration date: None.

  • How to get it: Invite friends to open an eligible Chase checking account using your referral link. Note that you must have had your own Chase personal checking account open for at least 30 days.

  • When you'll get it: You will earn your referral bonus within 30 days after your friend has opened their new account, completed requirements and earned their bonus.

  • Monthly fee: Can be waived; see bank site for details.

Chase Business Complete Checking℠: $400 bonus offer

Chase Business Complete Banking℠
NerdWallet rating 

at Chase, Member FDIC

This offer is best for small-business owners.

  • Offer: Get a $400 bonus when you open a new Chase business checking account, complete qualifying transactions, meet the deposit requirement and meet a minimum balance requirement.

  • Minimum deposit to qualify: $2,000.

  • Expiration: 04/18/2024.

  • How to get it: Open a new Business Complete Checking℠ account online or at a branch, using the offer code emailed to you from the promotion page. Then deposit at least $2,000 in new money within 30 days, maintain a $2,000 balance for 60 days and complete five qualifying transactions — such as debit card purchases, QuickAccept℠ deposits, QuickDeposits℠ and ACH or wire transfers — within 90 days. You are allowed to receive only one bonus related to a new business checking account every two years and only one bonus per account.

  • When you’ll get it: The bonus will be deposited into your new account within 15 days of completing all the requirements.

  • Monthly fee: Can be waived; see bank site for details.

Frequently asked questions

You can earn a Chase referral bonus of $50 for each friend who opens an eligible Chase checking account using your referral link. You can earn this referral bonus up to 10 times per calendar year — totaling $500.

A previous promotion offered a bonus of $225. Currently, new checking customers can earn a $300 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements.

Alternatively, new checking customers can earn a $100 Chase checking account bonus by opening a College Checking℠ account or a Secure Banking℠ account and meeting requirements.

You’ll receive your Chase bonus once you’ve opened your new account and completed all the requirements.

For the College Checking℠ account, you’ll get your bonus within 15 days of your 10 qualifying transactions being posted.

For the Secure Banking℠ account, you’ll get your bonus within 15 days after the 10 qualifying transactions have posted.

For the Chase Total Checking® account, you’ll get your bonus within 15 days of completing a qualifying direct deposit, which must be made within 90 days of opening the account.

For the Chase referral bonuses, you’ll get your bonus within 30 days of the referral account being opened.

For the Chase Business Complete Checking℠ account, you’ll get your bonus within 15 days of: 1) five qualifying transactions being posted, 2) making the minimum deposit requirement and 3) maintaining the minimum required balance for the required time.

The bank often offers promotions, including Chase checking account bonuses for new customers. You can check this page for available new account bonuses and other Chase bank promotions.

» Read our full Chase bank review

What to know about Chase checking account bonuses

Here’s some general information that applies to all Chase personal checking account bonuses.

  • There are limitations on who can qualify for the offers. You can only qualify for offers (except the referral offer) if you’re a new Chase customer or haven’t had a Chase account closed within the last 90 days or closed with a negative balance in the last three years. And you’re only eligible to receive a bonus for opening a new checking account every two years and can only earn one bonus per account.

  • You can earn a bonus for a personal checking account and a business checking account. While you can qualify for only one Chase bonus per personal checking account as a new customer who meets eligibility requirements, you can qualify for two Chase checking account bonuses if the other account is for business.

  • Your account must be open to receive the bonus. To receive the bonus from Chase after you’ve completed all the requirements, your account must be open and in good standing.

  • Your Chase bonus could be taxable. Bank bonuses are considered interest, so you’ll need to report any you’ve earned when you file your taxes.

Are Chase bank promotions worth it?

If you’re debating between a Chase bank account and an account from one of its competitors, these bonuses may be enough to swing your decision. But make sure you can avoid any monthly fees that might apply.

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