Ria, part of Euronet Worldwide, lets you send money online, via mobile app and in person to over 150 countries. Its network of 350,000 physical locations to pick up cash is one of the most extensive worldwide. Its transfers can have low fees, but its exchange rates aren’t the best you can find among online providers. Delivery can be within minutes if a transfer gets funded by debit or credit card, but usually takes several business days for transfers using bank accounts. Customer service by phone is available every day, but not in the evenings on the West Coast.
Best if: You want fast transfers to get delivered as cash for pickup.
Where Ria shines
Where Ria falls short
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We analyze seven providers that work in the U.S., mostly focusing on major players in the international money transfer industry, based on market research, experts, cost analysis and U.S. internet traffic. Providers considered: MoneyGram, OFX, Remitly, Ria, Wise (formerly TransferWise), Western Union, and Xoom (owned by PayPal).
Fees and exchange rate markups mentioned are based on the analysis linked below.