Amazon Prime Rewards Card Adds $100 Whole Foods Credit as Bonus Option (Limited Time)

Erin Hurd
By Erin Hurd 
Edited by Kenley Young

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Multiple offers listed below have expired, so this page is out of date. For current information, see NerdWallet's review of the Prime Visa.

If you're spending more on groceries now than ever, the Prime Visa might be worth a look.

Through March 3, new applicants can earn a $100 statement credit when they spend $100 in-store at Whole Foods Markets within two months of account opening. Plus, they’ll have the option of a Whole Foods card design for their wallet. The card's ongoing rewards and other features remain the same:

  • 5% back at Amazon and Whole Foods.

  • 2% back at restaurants, gas stations and drugstores.

  • 1% back on all other purchases.

Normally, in terms of a sign-up bonus, the Chase-issued Prime Visa offers Amazon gift cards of varying amounts, awarded instantly upon approval. As of February, that amount was $70, and that option is still available to applicants who prefer it instead.

If you’re a current holder of the card and want to show your Whole Foods love, you can call and request a replacement card with the new design.

NerdWallet named the Prime Visa as one of the best credit cards of 2021. Its annual fee is $0, but in order to get it you must have an Amazon Prime membership, which costs $119 annually.

Is this a good bonus offer?

Of the two possible bonus options, the limited-time Whole Foods statement credit is more valuable — but a good bit less flexible. It's probably the better choice if you already shop at Whole Foods, or can do so easily, and you know you'll be spending at least $100 there.

That's not very difficult to do; Whole Foods isn’t exactly a discount grocer. But even so, you don't get the $100 credit unless you hit the $100 spending threshold. A one-time $97 Whole Foods run, for instance, won't trigger any bonus, and online Whole Foods purchases don't qualify.

If you don't usually shop inside brick-and-mortar Whole Foods stores but you do a lot of spending on, a $70 gift card bonus could be a better choice. After all, Amazon sells basically everything — not just groceries — plus there is no minimum spending requirement for the gift card. You qualify for it upon approval.

Information related to the Prime Visa has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

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